# CONSUMERS BANCORP, INC. (CBKM) · Edgar & Edgarette company card

> Consumers Bancorp (CBKM) grew revenue 6.4% in FY2026 to $5 million, equity 7.0% of assets, and dividend per share up 9 years running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1006830 · fiscal year ended 2026-06-30 · 5 audited years read · [page](https://www.pops4.com/boards/company/CBKM) · [JSON](https://www.pops4.com/boards/company/CBKM.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $5M |
| Revenue growth, 1 year | 6.4% |
| Revenue growth per year | 6.2% |
| Operating margin | — |
| Net margin | 227.2% |
| Operating cash flow | $11M |
| Capital spending | $2M |
| Free cash flow | $10M |
| Cash | — |
| Long-term debt | — |
| Total assets | $1.3B |
| Total equity | $90M |
| Equity ÷ assets | 7.0% |
| Return on equity | 12.4% |
| Dividend per share | $0.84 |
| Dividend years rising | 9 |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±35%
- Cash Compass: Cash cow now · steady, with strong cash arriving today

## Edgarette's reading

Exposure: revenue $4.9M (FY2026). Experience: revenue up 6.4% on the year, up 6.2% a year over 4 years. Soundness: equity 7.0% of assets, return on equity 12.4%, payout 23.7% of profit, dividend per share up 9 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $3.6M and $7.3M next year (method v4.1: its own 6-year record of growth weighed at 63% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $3.4M to $7.7M. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 6.4% against 7.2%.

Range logged 2026-09-24, receipt d3389c24ababff6c, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 2, latest 2026-10-30 ([filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926034078/0001437749-26-034078-index.htm))

## Recent filings

- 8-K · filed 2026-10-30 · 5.02 Departure or Election of Directors; Appointment of Officers; 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926034078/0001437749-26-034078-index.htm)
- 8-K · filed 2026-10-21 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926033076/0001437749-26-033076-index.htm)
- DEF 14A · filed 2026-09-10 · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926030041/0001437749-26-030041-index.htm)
- 10-K · filed 2026-09-10 · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926030039/0001437749-26-030039-index.htm)
- 8-K · filed 2026-07-29 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926024757/0001437749-26-024757-index.htm)
- 8-K · filed 2026-06-30 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1006830/000143774926022093/0001437749-26-022093-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001006830.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1006830

## Cite

POPS4, Edgar & Edgarette: CONSUMERS BANCORP, INC. (CBKM) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/CBKM. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.