{ "ok": true, "cik": "1074902", "ticker": "LCNB", "name": "LCNB CORP", "filings": [ { "form": "8-K", "filed": "2026-09-17", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926030670/0001437749-26-030670-index.htm" }, { "form": "8-K", "filed": "2026-08-19", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926028469/0001437749-26-028469-index.htm" }, { "form": "8-K", "filed": "2026-08-07", "items": [ "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926026582/0001437749-26-026582-index.htm" }, { "form": "8-K", "filed": "2026-08-07", "items": [ "1.01 Entry into a Material Definitive Agreement", "2.03 Creation of a Direct Financial Obligation", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926026574/0001437749-26-026574-index.htm" }, { "form": "10-Q", "filed": "2026-08-05", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926025919/0001437749-26-025919-index.htm" }, { "form": "8-K", "filed": "2026-07-15", "items": [ "2.02 Results of Operations and Financial Condition", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1074902/000143774926023624/0001437749-26-023624-index.htm" } ], "events12m": 13, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001074902.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1074902" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets, no buy or sell views.", "edgar": "🫧 Edgar looked up LCNB CORP ($LCNB). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-09-17. 13 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2013-12-31", "revenue": 6445000, "revenueGrowth1y": null, "revenueGrowthPerYear": null, "yearsOfData": 1, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 1.3622963537626067, "operatingCashFlow": 10434000, "capitalSpending": 858000, "freeCashFlow": 9576000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 14688000, "longTermDebt": null, "longTermDebtChange": null, "revenueHistory": [ { "fiscalYearEnd": "2013-12-31", "revenue": 6445000 } ], "totalEquity": 118873000, "totalAssets": 932338000, "equityRatio": 0.12749989810562265, "returnOnEquity": 0.07386033834428339, "dividendsPaid": 4860000, "payoutRatio": 0.5535307517084282, "dividendPerShare": 0.88, "dividendYearsRising": 0, "dividendCut": false, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "range80": null, "ifPaceHeld": null }, "edgarette": "🔖 Exposure: revenue $6.4M (FY2013). Experience: one year on record. Soundness: equity 12.7% of assets, return on equity 7.4%, payout 55.4% of profit. Credibility: one audited year, little weight.", "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "summary": "Lcnb (LCNB) reported revenue of $6 million in FY2013, equity 12.7% of assets. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
LCNB CORP against its own record and its peers
Equity of assetsPeer median 10.5%12.7%Return on equityPeer median 10.3%7.4%Payout of profitPeer median 40.2%55.4%Gold tick: the median of 16–19 peers with $50M+ revenue in national commercial banks
", "chartHorizon": "
Handed back now, or kept to compound
Of each dollar of profit55.4% paid out44.6% keptHanded back per share$0.88Growth its own profit can fund3.3%retained x return on equity

Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 0, "hits": 0, "rate": null, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "Lcnb (LCNB) reported revenue of $6 million in FY2013, equity 12.7% of assets. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2013-12-31", "revenue": 6445000, "totalDebt": null, "cash": 14688000 }, "experience": { "revenueGrowth1y": null, "revenueGrowthPerYear": null, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 1.3622963537626067, "freeCashFlow": 9576000 }, "soundness": { "equityRatio": 0.12749989810562265, "returnOnEquity": 0.07386033834428339, "payoutRatio": 0.5535307517084282, "dividendPerShare": 0.88, "dividendYearsRising": 0, "dividendCut": false, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "credibility": { "auditedYears": 1, "weight": "little", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "range": null, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001074902.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1074902" } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same if-the-pace-held arithmetic applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so." } }