# WORLD ACCEPTANCE CORP (WRLD) · Edgar & Edgarette company card

> World Acceptance (WRLD) grew revenue 3.7% in FY2026 to $585 million, equity 33.3% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 108385 · fiscal year ended 2026-03-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/WRLD) · [JSON](https://www.pops4.com/boards/company/WRLD.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $585M |
| Revenue growth, 1 year | 3.7% |
| Revenue growth per year | -0.0% |
| Operating margin | — |
| Net margin | 5.9% |
| Operating cash flow | $259M |
| Capital spending | $4M |
| Free cash flow | $255M |
| Cash | $6M |
| Long-term debt | $587M |
| Total assets | $1.1B |
| Total equity | $351M |
| Equity ÷ assets | 33.3% |
| Return on equity | 9.9% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (middling)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: In between · no clear cash pattern yet

## Edgarette's reading

Exposure: revenue $585.2M (FY2026), total debt $587.2M. Experience: revenue up 3.7% on the year, down 0.0% a year over 4 years. Soundness: equity 33.3% of assets, return on equity 9.9%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $504.6M and $664.7M next year (method v4.1: its own 5-year record of growth weighed at 57% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $470.6M to $714.8M. A statistical range, not company guidance. Against peers (44 filers, $50M+ revenue, its industry group): growth 3.7% against 16.8%.

Range logged 2026-09-24, receipt 6c1e262246b17c49, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 5, latest 2026-09-21 ([filing](https://www.sec.gov/Archives/edgar/data/108385/000143774926030771/0001437749-26-030771-index.htm))

## Recent filings

- 8-K · filed 2026-10-23 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/108385/000143774926033331/0001437749-26-033331-index.htm)
- 8-K · filed 2026-09-21 · 5.02 Departure or Election of Directors; Appointment of Officers; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/108385/000143774926030771/0001437749-26-030771-index.htm)
- 8-K · filed 2026-08-19 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/108385/000010838526000039/0000108385-26-000039-index.htm)
- 8-K · filed 2026-08-13 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/108385/000010838526000037/0000108385-26-000037-index.htm)
- 10-Q · filed 2026-08-06 · [filing](https://www.sec.gov/Archives/edgar/data/108385/000010838526000034/0000108385-26-000034-index.htm)
- 8-K · filed 2026-07-24 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/108385/000143774926024363/0001437749-26-024363-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000108385.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=108385

## Cite

POPS4, Edgar & Edgarette: WORLD ACCEPTANCE CORP (WRLD) company card, from the company's own SEC filings, accessed 2026-11-07, https://www.pops4.com/boards/company/WRLD. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.