# Southern First Bancshares, Inc. (SFST) · Edgar & Edgarette company card

> Southern First Bancshares (SFST) grew revenue 13.0% in FY2025 to $6 million, equity 8.4% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1090009 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/SFST) · [JSON](https://www.pops4.com/boards/company/SFST.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $6M |
| Revenue growth, 1 year | 13.0% |
| Revenue growth per year | -13.8% |
| Operating margin | — |
| Net margin | 483.4% |
| Operating cash flow | $30M |
| Capital spending | $581,000 |
| Free cash flow | $30M |
| Cash | $270M |
| Long-term debt | — |
| Total assets | $4.4B |
| Total equity | $369M |
| Equity ÷ assets | 8.4% |
| Return on equity | 8.2% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±76%
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $6.3M (FY2025). Experience: revenue up 13.0% on the year, down 13.8% a year over 4 years. Soundness: equity 8.4% of assets, return on equity 8.2%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $2.6M and $19.3M next year (method v4.1: its own 6-year record of growth weighed at 63% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $2.2M to $22.3M. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 13.0% against 7.2%.

Range logged 2026-09-29, receipt 76ca595c53ca0768, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 1, latest 2026-06-02 ([filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000308/0001206774-26-000308-index.htm))

## Recent filings

- 10-Q · filed 2026-10-30 · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000589/0001206774-26-000589-index.htm)
- 8-K · filed 2026-10-20 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000563/0001206774-26-000563-index.htm)
- 8-K · filed 2026-08-28 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000469/0001206774-26-000469-index.htm)
- 10-Q · filed 2026-08-03 · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000404/0001206774-26-000404-index.htm)
- 8-K · filed 2026-07-21 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000359/0001206774-26-000359-index.htm)
- 8-K · filed 2026-06-02 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1090009/000120677426000308/0001206774-26-000308-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001090009.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1090009

## Cite

POPS4, Edgar & Edgarette: Southern First Bancshares, Inc. (SFST) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/SFST. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.