# Beacon Financial Corp (BBT) · Edgar & Edgarette company card

> Beacon Financial (BBT) saw revenue fall 92.5% in FY2025 to $30 million, equity 10.7% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1108134 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/BBT) · [JSON](https://www.pops4.com/boards/company/BBT.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $30M |
| Revenue growth, 1 year | -92.5% |
| Revenue growth per year | -48.8% |
| Operating margin | — |
| Net margin | 301.4% |
| Operating cash flow | $224M |
| Capital spending | $12M |
| Free cash flow | $212M |
| Cash | $2.0B |
| Long-term debt | $788M |
| Total assets | $23.2B |
| Total equity | $2.5B |
| Equity ÷ assets | 10.7% |
| Return on equity | 3.6% |
| Dividend per share | $0.728 |
| Dividend years rising | 1 |

## Readings, computed from those figures

- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±39%
- Cash Compass: Cash cow now · steady, with strong cash arriving today

## Edgarette's reading

Exposure: revenue $29.9M (FY2025), total debt $788.4M. Experience: revenue down 92.5% on the year, down 48.8% a year over 4 years. Soundness: equity 10.7% of assets, return on equity 3.6%, payout 69.9% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $4.8M and $10.9M next year (method v4.1: its own 5-year record of growth weighed at 57% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $4.5M to $11.5M. A statistical range, not company guidance. Against peers (59 filers, $50M+ revenue, its industry group): growth -92.5% against 7.5%.

Range logged 2026-09-24, receipt cf6fccfb182d5990, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 3, latest 2026-11-03 ([filing](https://www.sec.gov/Archives/edgar/data/1108134/000117184326007057/0001171843-26-007057-index.htm))

## Recent filings

- 8-K · filed 2026-11-03 · 5.02 Departure or Election of Directors; Appointment of Officers; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000117184326007057/0001171843-26-007057-index.htm)
- 8-K · filed 2026-10-21 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000117184326006743/0001171843-26-006743-index.htm)
- 8-K · filed 2026-09-29 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000117184326006293/0001171843-26-006293-index.htm)
- 8-K · filed 2026-09-21 · 5.02 Departure or Election of Directors; Appointment of Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000119312526396127/0001193125-26-396127-index.htm)
- 8-K · filed 2026-08-20 · 1.01 Entry into a Material Definitive Agreement; 2.03 Creation of a Direct Financial Obligation; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000110465926099244/0001104659-26-099244-index.htm)
- 8-K · filed 2026-08-13 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1108134/000110465926095466/0001104659-26-095466-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001108134.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1108134

## Cite

POPS4, Edgar & Edgarette: Beacon Financial Corp (BBT) company card, from the company's own SEC filings, accessed 2026-11-06, https://www.pops4.com/boards/company/BBT. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.