# SAFETY INSURANCE GROUP INC (SAFT) · Edgar & Edgarette company card

> Safety Insurance Group (SAFT) grew revenue 12.8% in FY2025 to $1.3 billion, equity 36.1% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1172052 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/SAFT) · [JSON](https://www.pops4.com/boards/company/SAFT.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.3B |
| Revenue growth, 1 year | 12.8% |
| Revenue growth per year | 9.3% |
| Operating margin | — |
| Net margin | 7.9% |
| Operating cash flow | $194M |
| Capital spending | $3M |
| Free cash flow | $192M |
| Cash | $74M |
| Long-term debt | $50M |
| Total assets | $2.5B |
| Total equity | $892M |
| Equity ÷ assets | 36.1% |
| Return on equity | 11.1% |
| Dividend per share | $3.64 |
| Dividend years rising | 1 |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (6 of 6 tested)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $1.3B (FY2025), total debt $50.0M. Experience: revenue up 12.8% on the year, up 9.3% a year over 4 years. Soundness: equity 36.1% of assets, return on equity 11.1%, payout 54.3% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.2B and $1.7B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.1B to $1.9B. A statistical range, not company guidance. Against peers (54 filers, $50M+ revenue, fire, marine & casualty insurance): growth 12.8% against 7.4%.

Range logged 2026-09-29, receipt ed8413fc095081df, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 8-K · filed 2026-11-03 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000117205226000026/0001172052-26-000026-index.htm)
- 8-K · filed 2026-09-15 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000110465926107960/0001104659-26-107960-index.htm)
- 10-Q · filed 2026-08-07 · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000117205226000023/0001172052-26-000023-index.htm)
- 8-K · filed 2026-08-05 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000117205226000021/0001172052-26-000021-index.htm)
- 8-K · filed 2026-07-24 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000110465926086488/0001104659-26-086488-index.htm)
- 8-K · filed 2026-07-23 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1172052/000110465926086331/0001104659-26-086331-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001172052.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1172052

## Cite

POPS4, Edgar & Edgarette: SAFETY INSURANCE GROUP INC (SAFT) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/SAFT. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.