# The OLB Group, Inc. (OLB) · Edgar & Edgarette company card

> The OLB Group (OLB) saw revenue fall 32.4% in FY2025 to $9 million, operating margin -59.5% against a 7.9% median for business services, equity 37.5% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1314196 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/OLB) · [JSON](https://www.pops4.com/boards/company/OLB.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $9M |
| Revenue growth, 1 year | -32.4% |
| Revenue growth per year | -15.1% |
| Operating margin | -59.5% (prior year -90.9%) |
| Net margin | -67.7% |
| Operating cash flow | −$1M |
| Capital spending | — |
| Free cash flow | — |
| Cash | $15,777 |
| Long-term debt | — |
| Total assets | $12M |
| Total equity | $5M |
| Equity ÷ assets | 37.5% |
| Return on equity | -127.5% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: -25.47 (distress zone)
- Piotroski F: 4 of 9 (middling)
- Health Harbor boat: Rotting at the dock · four or more warning signs · filed late annual report notice, late quarterly report notice in the last 12 months; slow and jumpy: growing slower than its size class, with revenue that swings more; operating cash flow was negative; operating loss: a margin of -59.5% in FY2025; revenue is hard to predict: its 80% range is ±73%
- Cash Compass: Fading · slow and jumpy, lagging its peers

## Edgarette's reading

Exposure: revenue $8.7M (FY2025). Experience: revenue down 32.4% on the year, down 15.1% a year over 4 years; operating margin -59.5%, up from -90.9%. Soundness: equity 37.5% of assets, return on equity -127.5%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $2.3M and $14.5M next year (method v4.1: its own 6-year record of growth weighed at 63% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $2.0M to $16.6M. A statistical range, not company guidance. Against peers (70 filers, $50M+ revenue, services-business services, nec): operating margin -59.5% against a 7.9% median; growth -32.4% against 10.2%.

Range logged 2026-09-24, receipt 72904ead8f9cee3a, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item NT 10-K Late annual report notice: 1, latest 2026-04-01 ([filing](https://www.sec.gov/Archives/edgar/data/1314196/000121390026037815/0001213900-26-037815-index.htm))
- Item 3.01 Exchange listing notice or transfer: 1, latest 2026-02-03 ([filing](https://www.sec.gov/Archives/edgar/data/1314196/000121390026011538/0001213900-26-011538-index.htm))
- Item NT 10-Q Late quarterly report notice: 1, latest 2026-05-18 ([filing](https://www.sec.gov/Archives/edgar/data/1314196/000121390026058048/0001213900-26-058048-index.htm))

## Recent filings

- DEF 14A · filed 2026-10-23 · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000118518526004974/0001185185-26-004974-index.htm)
- S-1 · filed 2026-09-10 · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000118518526003902/0001185185-26-003902-index.htm)
- 10-Q · filed 2026-08-14 · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000118518526003553/0001185185-26-003553-index.htm)
- 8-K · filed 2026-08-12 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000118518526003446/0001185185-26-003446-index.htm)
- 10-Q · filed 2026-05-18 · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000121390026058054/0001213900-26-058054-index.htm)
- S-1 · filed 2026-04-16 · [filing](https://www.sec.gov/Archives/edgar/data/1314196/000121390026044715/0001213900-26-044715-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001314196.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1314196

## Cite

POPS4, Edgar & Edgarette: The OLB Group, Inc. (OLB) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/OLB. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.