# Q2 Holdings, Inc. (QTWO) · Edgar & Edgarette company card

> Q2 Holdings (QTWO) grew revenue 14.1% in FY2025 to $795 million, operating margin 5.0% against a 0.9% median for services-prepackaged software, equity 51.9% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1410384 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/QTWO) · [JSON](https://www.pops4.com/boards/company/QTWO.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $795M |
| Revenue growth, 1 year | 14.1% |
| Revenue growth per year | 12.4% |
| Operating margin | 5.0% (prior year -6.1%) |
| Net margin | 6.5% |
| Operating cash flow | $201M |
| Capital spending | $7M |
| Free cash flow | $195M |
| Cash | $368M |
| Long-term debt | — |
| Total assets | $1.3B |
| Total equity | $662M |
| Equity ÷ assets | 51.9% |
| Return on equity | 7.9% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: -0.16 (distress zone)
- Piotroski F: 7 of 9 (solid)
- Beneish M: -2.96 (below the −1.78 line)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $794.8M (FY2025). Experience: revenue up 14.1% on the year, up 12.4% a year over 4 years; operating margin 5.0%, up from -6.1%. Soundness: equity 51.9% of assets, return on equity 7.9%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $780.9M and $992.3M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $734.9M to $1.1B. A statistical range, not company guidance. Against peers (140 filers, $50M+ revenue, services-prepackaged software): operating margin 5.0% against a 0.9% median; growth 14.1% against 13.0%.

Range logged 2026-10-29, receipt e4ae0a8349f5736a, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 2, latest 2026-10-28 ([filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000063/0001410384-26-000063-index.htm))

## Recent filings

- 10-Q · filed 2026-10-28 · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000065/0001410384-26-000065-index.htm)
- 8-K · filed 2026-10-28 · 5.02 Departure or Election of Directors; Appointment of Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000063/0001410384-26-000063-index.htm)
- 8-K · filed 2026-10-28 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000062/0001410384-26-000062-index.htm)
- 10-Q · filed 2026-07-29 · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000053/0001410384-26-000053-index.htm)
- 8-K · filed 2026-07-29 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000051/0001410384-26-000051-index.htm)
- 8-K · filed 2026-06-12 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1410384/000141038426000043/0001410384-26-000043-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001410384.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1410384

## Cite

POPS4, Edgar & Edgarette: Q2 Holdings, Inc. (QTWO) company card, from the company's own SEC filings, accessed 2026-10-29, https://www.pops4.com/boards/company/QTWO. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.