# Atlanticus Holdings Corp (ATLC) · Edgar & Edgarette company card

> Atlanticus Holdings (ATLC) grew revenue 50.1% in FY2025 to $2.0 billion, equity 8.0% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1464343 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/ATLC) · [JSON](https://www.pops4.com/boards/company/ATLC.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $2.0B |
| Revenue growth, 1 year | 50.1% |
| Revenue growth per year | 27.4% |
| Operating margin | — |
| Net margin | 6.2% |
| Operating cash flow | $638M |
| Capital spending | — |
| Free cash flow | — |
| Cash | $621M |
| Long-term debt | — |
| Total assets | $7.6B |
| Total equity | $609M |
| Equity ÷ assets | 8.0% |
| Return on equity | 20.1% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $2.0B (FY2025). Experience: revenue up 50.1% on the year, up 27.4% a year over 4 years. Soundness: equity 8.0% of assets, return on equity 20.1%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $2.2B and $3.2B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.9B to $3.6B. A statistical range, not company guidance. Against peers (44 filers, $50M+ revenue, its industry group): growth 50.1% against 16.8%.

Range logged 2026-09-29, receipt 222e6837e3b291f9, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 8-K · filed 2026-10-06 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926032179/0001437749-26-032179-index.htm)
- 8-K · filed 2026-09-17 · 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926030605/0001437749-26-030605-index.htm)
- 10-Q · filed 2026-08-06 · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926026279/0001437749-26-026279-index.htm)
- 8-K · filed 2026-05-13 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926016553/0001437749-26-016553-index.htm)
- 10-Q · filed 2026-05-07 · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926015592/0001437749-26-015592-index.htm)
- DEF 14A · filed 2026-04-10 · [filing](https://www.sec.gov/Archives/edgar/data/1464343/000143774926012028/0001437749-26-012028-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001464343.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1464343

## Cite

POPS4, Edgar & Edgarette: Atlanticus Holdings Corp (ATLC) company card, from the company's own SEC filings, accessed 2026-11-05, https://www.pops4.com/boards/company/ATLC. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.