# Regional Management Corp. (RM) · Edgar & Edgarette company card

> Regional Management (RM) grew revenue 9.7% in FY2025 to $646 million, equity 17.7% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1519401 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/RM) · [JSON](https://www.pops4.com/boards/company/RM.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $646M |
| Revenue growth, 1 year | 9.7% |
| Revenue growth per year | 10.8% |
| Operating margin | — |
| Net margin | 6.9% |
| Operating cash flow | $309M |
| Capital spending | $5M |
| Free cash flow | $304M |
| Cash | $98M |
| Long-term debt | $1.6B |
| Total assets | $2.1B |
| Total equity | $373M |
| Equity ÷ assets | 17.7% |
| Return on equity | 11.9% |
| Dividend per share | $1.2 |
| Dividend years rising | 0 |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (middling)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: In between · no clear cash pattern yet

## Edgarette's reading

Exposure: revenue $645.6M (FY2025), total debt $1.6B. Experience: revenue up 9.7% on the year, up 10.8% a year over 4 years. Soundness: equity 17.7% of assets, return on equity 11.9%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $605.7M and $785.3M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $567.2M to $840.8M. A statistical range, not company guidance. Against peers (44 filers, $50M+ revenue, its industry group): growth 9.7% against 16.8%.

Range logged 2026-09-29, receipt d5ef8d35b2db92e4, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 3, latest 2026-10-28 ([filing](https://www.sec.gov/Archives/edgar/data/1519401/000151940126000019/0001519401-26-000019-index.htm))

## Recent filings

- 10-Q · filed 2026-10-30 · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000151940126000022/0001519401-26-000022-index.htm)
- 8-K · filed 2026-10-28 · 2.02 Results of Operations and Financial Condition; 5.02 Departure or Election of Directors; Appointment of Officers; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000151940126000019/0001519401-26-000019-index.htm)
- 8-K · filed 2026-09-16 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000119312526393175/0001193125-26-393175-index.htm)
- 10-Q · filed 2026-07-31 · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000151940126000015/0001519401-26-000015-index.htm)
- 8-K · filed 2026-07-29 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000151940126000012/0001519401-26-000012-index.htm)
- 8-K · filed 2026-05-19 · 5.02 Departure or Election of Directors; Appointment of Officers; 5.07 Submission of Matters to a Vote of Security Holders; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1519401/000119312526230932/0001193125-26-230932-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001519401.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1519401

## Cite

POPS4, Edgar & Edgarette: Regional Management Corp. (RM) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/RM. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.