# TransUnion (TRU) · Edgar & Edgarette company card

> TransUnion (TRU) grew revenue 9.4% in FY2025 to $4.6 billion, operating margin 18.7% against a 4.8% median for consumer credit reporting, collection agencies, equity 39.9% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1552033 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/TRU) · [JSON](https://www.pops4.com/boards/company/TRU.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $4.6B |
| Revenue growth, 1 year | 9.4% |
| Revenue growth per year | 11.5% |
| Operating margin | 18.7% (prior year 15.9%) |
| Net margin | 10.3% |
| Operating cash flow | $988M |
| Capital spending | $326M |
| Free cash flow | $662M |
| Cash | $854M |
| Long-term debt | $5.1B |
| Total assets | $11.1B |
| Total equity | $4.4B |
| Equity ÷ assets | 39.9% |
| Return on equity | 10.6% |
| Dividend per share | $0.46 |
| Dividend years rising | 1 |

## Readings, computed from those figures

- Altman Z: 2.54 (grey zone)
- Piotroski F: 8 of 9 (strong)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow now · steady, with strong cash arriving today

## Edgarette's reading

Exposure: revenue $4.6B (FY2025), total debt $5.1B. Experience: revenue up 9.4% on the year, up 11.5% a year over 4 years; operating margin 18.7%, up from 15.9%. Soundness: equity 39.9% of assets, return on equity 10.6%, payout 19.3% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $4.3B and $5.5B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $3.9B to $6.0B. A statistical range, not company guidance. Against peers (373 filers, $50M+ revenue, its industry group): operating margin 18.7% against a 4.8% median; growth 9.4% against 9.3%.

Range logged 2026-09-24, receipt e930041568125476, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 2, latest 2026-09-23 ([filing](https://www.sec.gov/Archives/edgar/data/1552033/000119312526399606/0001193125-26-399606-index.htm))

## Recent filings

- 10-Q · filed 2026-10-27 · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000155203326000058/0001552033-26-000058-index.htm)
- 8-K · filed 2026-10-27 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000155203326000056/0001552033-26-000056-index.htm)
- 8-K · filed 2026-09-23 · 5.02 Departure or Election of Directors; Appointment of Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000119312526399606/0001193125-26-399606-index.htm)
- 10-Q · filed 2026-07-28 · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000155203326000047/0001552033-26-000047-index.htm)
- 8-K · filed 2026-07-28 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000155203326000043/0001552033-26-000043-index.htm)
- 8-K · filed 2026-05-15 · 5.07 Submission of Matters to a Vote of Security Holders; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1552033/000155203326000032/0001552033-26-000032-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001552033.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1552033

## Cite

POPS4, Edgar & Edgarette: TransUnion (TRU) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/TRU. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.