{ "ok": true, "cik": "1582982", "ticker": "CCLD", "name": "CareCloud, Inc.", "filings": [ { "form": "8-K", "filed": "2026-09-29", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226044806/0001493152-26-044806-index.htm" }, { "form": "10-Q", "filed": "2026-08-06", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226036363/0001493152-26-036363-index.htm" }, { "form": "8-K", "filed": "2026-08-06", "items": [ "2.02 Results of Operations and Financial Condition", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226036255/0001493152-26-036255-index.htm" }, { "form": "8-K", "filed": "2026-06-26", "items": [ "1.01 Entry into a Material Definitive Agreement", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226030329/0001493152-26-030329-index.htm" }, { "form": "8-K", "filed": "2026-06-05", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "5.07 Submission of Matters to a Vote of Security Holders", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226027519/0001493152-26-027519-index.htm" }, { "form": "8-K", "filed": "2026-05-15", "items": [ "3.01 Notice of Delisting or Failure to Satisfy a Listing Rule", "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226023914/0001493152-26-023914-index.htm" } ], "events12m": 17, "healthWatch": { "window": "last 12 months", "since": "2025-09-30", "signals": [ { "code": "3.01", "label": "Exchange listing notice or transfer", "count": 2, "latest": { "filed": "2026-05-15", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226023914/0001493152-26-023914-index.htm" } }, { "code": "1.05", "label": "Cybersecurity incident", "count": 1, "latest": { "filed": "2026-03-27", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226013239/0001493152-26-013239-index.htm" } }, { "code": "5.02", "label": "Director or officer change", "count": 5, "latest": { "filed": "2026-09-29", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226044806/0001493152-26-044806-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001582982.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1582982" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets and no trading recommendations.", "edgar": "🫧 Edgar looked up CareCloud, Inc. ($CCLD). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-09-29. 17 event filings (8-K) in the past twelve months. Auditor change (8-K Item 4.01) filed 2025-08-15.", "auditor": { "changes": [ { "filed": "2025-08-15", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315225012102/0001493152-25-012102-index.htm" } ], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2025-12-31", "revenue": 120499000, "revenueGrowth1y": 0.08717305592897673, "revenueGrowthPerYear": -0.03611486227611882, "yearsOfData": 5, "operatingMargin": 0.09413356127436742, "operatingMarginPrior": 0.08229201439952362, "netMargin": 0.08961070216350343, "operatingCashFlow": 28561000, "capitalSpending": 4778000, "freeCashFlow": 23783000, "researchAndDevelopment": 6382000, "researchShareOfRevenue": 0.052963095129420164, "cash": null, "longTermDebt": 1169000, "longTermDebtChange": 2.4791666666666665, "revenueHistory": [ { "fiscalYearEnd": "2021-12-31", "revenue": 139599000 }, { "fiscalYearEnd": "2022-12-31", "revenue": 138826000 }, { "fiscalYearEnd": "2023-12-31", "revenue": 117059000 }, { "fiscalYearEnd": "2024-12-31", "revenue": 110837000 }, { "fiscalYearEnd": "2025-12-31", "revenue": 120499000 } ], "totalEquity": 59506000, "totalAssets": 87598000, "equityRatio": 0.679307746752209, "returnOnEquity": 0.18146069303935738, "dividendsPaid": null, "payoutRatio": null, "dividendPerShare": null, "dividendYearsRising": null, "dividendCut": null, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "earningsPerShare": 0.1, "sharesOutstanding": 37953828, "bookValuePerShare": 1.567852391595388, "revenuePerShare": 3.1748839669084234, "range80": { "low": 101668593.59091103, "high": 143013889.88951358, "baseline": 122973811.31985226, "n": 4309, "band": "b01", "bandLabel": "$100M–1B", "method": "v4.1", "credibility": 0.5, "growthYears": 4, "ownVolatility": 0.10594440997471423, "classVolatility": 0.1022985825903761, "volatility": 0.1041374524484115 }, "ifPaceHeld": { "low": 101668593.59091103, "high": 143013889.88951358 } }, "edgarette": "🔖 Exposure: revenue $120.5M (FY2025), total debt $1.2M. Experience: revenue up 8.7% on the year, down 3.6% a year over 4 years; operating margin 9.4%, up from 8.2%. Soundness: equity 67.9% of assets, return on equity 18.1%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $101.7M and $143.0M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $93.3M to $156.4M. A statistical range, not company guidance. Against peers (140 filers, $50M+ revenue, services-prepackaged software): operating margin 9.4% against a 0.9% median; growth 8.7% against 13.0%.", "peers": { "sic": 7372, "sicDescription": "Services-Prepackaged Software", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "7372", "growth": [ 0.1304, 140 ], "opMargin": [ 0.0091, 140 ], "equityRatio": [ 0.4999, 136 ], "returnOnEquity": [ 0.0234, 120 ], "payoutRatio": [ 0.3057, 11 ] }, "summary": "CareCloud (CCLD) grew revenue 8.7% in FY2025 to $120 million, operating margin 9.4% against a 0.9% median for services-prepackaged software, equity 67.9% of assets. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
CareCloud, Inc. against its own record and its peers
Operating marginPeer median 0.9%9.4%Revenue, on the yearPeer median 13.0%8.7%Equity of assetsPeer median 50.0%67.9%Return on equityPeer median 2.3%18.1%Gold tick: the median of 120–136 peers with $50M+ revenue in services-prepackaged software
", "chartHorizon": null, "backtest": { "tests": 5, "hits": 3, "rate": 0.6, "method": "v4", "byYear": { "2021": [ 1, 1 ], "2022": [ 0, 1 ], "2023": [ 0, 1 ], "2024": [ 1, 1 ], "2025": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-09-30T14:46:02.081Z", "hash": "7fe1524ed7268a63", "status": "open" }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "CareCloud (CCLD) grew revenue 8.7% in FY2025 to $120 million, operating margin 9.4% against a 0.9% median for services-prepackaged software, equity 67.9% of assets. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2025-12-31", "revenue": 120499000, "totalDebt": 1169000, "cash": null }, "experience": { "revenueGrowth1y": 0.08717305592897673, "revenueGrowthPerYear": -0.03611486227611882, "operatingMargin": 0.09413356127436742, "operatingMarginPrior": 0.08229201439952362, "netMargin": 0.08961070216350343, "freeCashFlow": 23783000 }, "soundness": { "equityRatio": 0.679307746752209, "returnOnEquity": 0.18146069303935738, "payoutRatio": null, "dividendPerShare": null, "dividendYearsRising": null, "dividendCut": null, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 7372, "sicDescription": "Services-Prepackaged Software", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "7372", "growth": [ 0.1304, 140 ], "opMargin": [ 0.0091, 140 ], "equityRatio": [ 0.4999, 136 ], "returnOnEquity": [ 0.0234, 120 ], "payoutRatio": [ 0.3057, 11 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": { "filed": "2025-08-15", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315225012102/0001493152-25-012102-index.htm" } }, "healthWatch": { "window": "last 12 months", "since": "2025-09-30", "signals": [ { "code": "3.01", "label": "Exchange listing notice or transfer", "count": 2, "latest": { "filed": "2026-05-15", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226023914/0001493152-26-023914-index.htm" } }, { "code": "1.05", "label": "Cybersecurity incident", "count": 1, "latest": { "filed": "2026-03-27", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226013239/0001493152-26-013239-index.htm" } }, { "code": "5.02", "label": "Director or officer change", "count": 5, "latest": { "filed": "2026-09-29", "url": "https://www.sec.gov/Archives/edgar/data/1582982/000149315226044806/0001493152-26-044806-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "range": { "low": 101668593.59091103, "high": 143013889.88951358, "baseline": 122973811.31985226, "coverage": 0.8, "method": "v4.1", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); width = the company's own volatility of yearly growth, credibility-weighted against its size class (Buhlmann), scaled to the 80% target on 2023 and tested on 2024", "calibratedOn": { "companyYears": 4309, "sizeBand": "$100M–1B", "fitYears": [ 2018, 2022 ], "tuneYear": 2023, "testYear": 2024, "coverageOnTestYear": 0.8341, "coverageAllYears": 0.6904374799277399, "stressCoverageAllYears": 0.819004992974709, "outcomeYears": [ 2019, 2025 ] }, "credibility": { "weightOnOwnRecord": 0.5, "growthYears": 4, "ownVolatility": 0.10594440997471423, "classVolatility": 0.1022985825903761, "pricedVolatility": 0.1041374524484115, "k": 3 }, "stress": { "low": 93260282.89068194, "high": 156449441.6750293, "basis": "the same range with widths set to hold 80% across 2018-2023, pandemic years included" }, "kind": "a statistical range, not company guidance; no view on the share price", "track": { "backtest": { "tests": 5, "hits": 3, "rate": 0.6, "method": "v4", "byYear": { "2021": [ 1, 1 ], "2022": [ 0, 1 ], "2023": [ 0, 1 ], "2024": [ 1, 1 ], "2025": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-09-30T14:46:02.081Z", "hash": "7fe1524ed7268a63", "status": "open" }, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001582982.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1582982" }, "speedCash": { "fiscalYear": 2025, "cashConversion": 0.237, "growth3y": -0.0461, "volatility": 0.1059, "paysDividend": false, "raisedDividend": false, "equityRatio": 0.6793, "quadrant": { "code": "ss", "label": "Slow and steady", "plain": "growing slower than its size class, with steadier revenue" }, "compass": { "code": "between", "inside": "Turns 23.7% of revenue into operating cash; revenue shrinking 4.6% a year over three years; no common dividend.", "outside": "Among $100M-1B companies: 76th percentile for cash, 21st for growth.", "emoji": "🌊", "label": "In between", "plain": "no clear cash pattern yet" }, "band": "$100M-1B", "cashPctInClass": 76, "growthPctInClass": 21, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "warning", "text": "filed cybersecurity incident in the last 12 months" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 1, "name": "Sound ship", "plain": "one warning sign" }, "cashFlow": { "fiscalYearEnd": "2025-12-31", "operating": 28561000, "investing": -24535000, "financing": -5611000, "capitalSpending": 4778000, "free": 23783000, "trend": [ { "fiscalYearEnd": "2021-12-31", "operating": 13334000, "free": 10406000 }, { "fiscalYearEnd": "2022-12-31", "operating": 21151000, "free": 18563000 }, { "fiscalYearEnd": "2023-12-31", "operating": 15461000, "free": 12398000 }, { "fiscalYearEnd": "2024-12-31", "operating": 20642000, "free": 18945000 }, { "fiscalYearEnd": "2025-12-31", "operating": 28561000, "free": 23783000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2025-12-31", "cash": null, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 87598000, "ladder": null, "currentRatio": 1.05, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same range method applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so.", "healthWatch": "Distress-type events the company filed in the last 12 months (late-filing notices; 8-K items 1.03, 3.01, 2.04, 4.02, 4.01, 2.05, 2.06, 1.05, 5.02), each with its count and newest filing. Display only: they do not change the range or its receipt." }, "speedCash": { "fiscalYear": 2025, "cashConversion": 0.237, "growth3y": -0.0461, "volatility": 0.1059, "paysDividend": false, "raisedDividend": false, "equityRatio": 0.6793, "quadrant": { "code": "ss", "label": "Slow and steady", "plain": "growing slower than its size class, with steadier revenue" }, "compass": { "code": "between", "inside": "Turns 23.7% of revenue into operating cash; revenue shrinking 4.6% a year over three years; no common dividend.", "outside": "Among $100M-1B companies: 76th percentile for cash, 21st for growth.", "emoji": "🌊", "label": "In between", "plain": "no clear cash pattern yet" }, "band": "$100M-1B", "cashPctInClass": 76, "growthPctInClass": 21, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "warning", "text": "filed cybersecurity incident in the last 12 months" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 1, "name": "Sound ship", "plain": "one warning sign" }, "cashFlow": { "fiscalYearEnd": "2025-12-31", "operating": 28561000, "investing": -24535000, "financing": -5611000, "capitalSpending": 4778000, "free": 23783000, "trend": [ { "fiscalYearEnd": "2021-12-31", "operating": 13334000, "free": 10406000 }, { "fiscalYearEnd": "2022-12-31", "operating": 21151000, "free": 18563000 }, { "fiscalYearEnd": "2023-12-31", "operating": 15461000, "free": 12398000 }, { "fiscalYearEnd": "2024-12-31", "operating": 20642000, "free": 18945000 }, { "fiscalYearEnd": "2025-12-31", "operating": 28561000, "free": 23783000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2025-12-31", "cash": null, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 87598000, "ladder": null, "currentRatio": 1.05, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }