{ "ok": true, "cik": "1620459", "ticker": "JRVR", "name": "James River Group Holdings, Inc.", "filings": [ { "form": "DEF 14A", "filed": "2026-09-16", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000110465926108040/0001104659-26-108040-index.htm" }, { "form": "8-K", "filed": "2026-09-03", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers" ], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000162045926000051/0001620459-26-000051-index.htm" }, { "form": "8-K", "filed": "2026-08-21", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000162045926000048/0001620459-26-000048-index.htm" }, { "form": "10-Q", "filed": "2026-08-10", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000162045926000045/0001620459-26-000045-index.htm" }, { "form": "8-K", "filed": "2026-08-10", "items": [ "2.02 Results of Operations and Financial Condition", "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000162045926000044/0001620459-26-000044-index.htm" }, { "form": "8-K", "filed": "2026-06-17", "items": [ "8.01 Other Events" ], "url": "https://www.sec.gov/Archives/edgar/data/1620459/000162045926000036/0001620459-26-000036-index.htm" } ], "events12m": 16, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001620459.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1620459" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets, no buy or sell views.", "edgar": "🫧 Edgar looked up James River Group Holdings, Inc. ($JRVR). Last filing: DEF 14A, 2026-09-16. 16 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2025-12-31", "revenue": 687614000, "revenueGrowth1y": -0.028280475844584596, "revenueGrowthPerYear": 0.030802859821749795, "yearsOfData": 5, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.06897329024714448, "operatingCashFlow": -18786000, "capitalSpending": 4801000, "freeCashFlow": -23587000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 260941000, "longTermDebt": null, "longTermDebtChange": null, "revenueHistory": [ { "fiscalYearEnd": "2021-12-31", "revenue": 609035000 }, { "fiscalYearEnd": "2022-12-31", "revenue": 661514000 }, { "fiscalYearEnd": "2023-12-31", "revenue": 812009000 }, { "fiscalYearEnd": "2024-12-31", "revenue": 707626000 }, { "fiscalYearEnd": "2025-12-31", "revenue": 687614000 } ], "totalEquity": 538153000, "totalAssets": 4859930000, "equityRatio": 0.11073266487377391, "returnOnEquity": 0.08812921232437615, "dividendsPaid": 1998000, "payoutRatio": 0.04212790182807262, "dividendPerShare": 0.04, "dividendYearsRising": 0, "dividendCut": true, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "range80": { "low": 538241156.0362612, "high": 865088916.864569, "baseline": 682354406.7396821, "n": 4309, "band": "b01" }, "ifPaceHeld": { "low": 538241156.0362612, "high": 865088916.864569 } }, "edgarette": "🔖 Exposure: revenue $687.6M (FY2025). Experience: revenue down 2.8% on the year, up 3.1% a year over 4 years. Soundness: equity 11.1% of assets, return on equity 8.8%, payout 4.2% of profit, the dividend per share fell in the latest year on record. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $538.2M and $865.1M next year (method v3, set from 4,309 SEC company-years; on a year the method never saw, 83% landed inside). A range, not a forecast. Against peers (54 filers, $50M+ revenue, fire, marine & casualty insurance): growth -2.8% against 7.4%.", "peers": { "sic": 6331, "sicDescription": "Fire, Marine & Casualty Insurance", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6331", "growth": [ 0.0737, 54 ], "equityRatio": [ 0.2473, 53 ], "returnOnEquity": [ 0.1435, 51 ], "payoutRatio": [ 0.1557, 35 ] }, "summary": "James River Group Holdings (JRVR) saw revenue fall 2.8% in FY2025 to $688 million, equity 11.1% of assets, and its dividend per share fell in the latest year on record. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
James River Group Holdings, Inc. against its own record and its peers
Revenue, on the yearPeer median 7.4%-2.8%Equity of assetsPeer median 24.7%11.1%Return on equityPeer median 14.3%8.8%Payout of profitPeer median 15.6%4.2%Gold tick: the median of 35–53 peers with $50M+ revenue in fire, marine & casualty insurance
", "chartHorizon": "
Handed back now, or kept to compound
Of each dollar of profit4.2% paid out95.8% keptHanded back per share$0.04cut in the latest yearGrowth its own profit can fund8.4%retained x return on equityRevenue growth it managed-2.8%last year, for comparison

Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 9, "hits": 7, "rate": 0.7777777777777778, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "registry": { "logged": "2026-09-20T14:27:15.486Z", "hash": "745c14c704db5e45", "status": "open" }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "James River Group Holdings (JRVR) saw revenue fall 2.8% in FY2025 to $688 million, equity 11.1% of assets, and its dividend per share fell in the latest year on record. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2025-12-31", "revenue": 687614000, "totalDebt": null, "cash": 260941000 }, "experience": { "revenueGrowth1y": -0.028280475844584596, "revenueGrowthPerYear": 0.030802859821749795, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.06897329024714448, "freeCashFlow": -23587000 }, "soundness": { "equityRatio": 0.11073266487377391, "returnOnEquity": 0.08812921232437615, "payoutRatio": 0.04212790182807262, "dividendPerShare": 0.04, "dividendYearsRising": 0, "dividendCut": true, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6331, "sicDescription": "Fire, Marine & Casualty Insurance", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6331", "growth": [ 0.0737, 54 ], "equityRatio": [ 0.2473, 53 ], "returnOnEquity": [ 0.1435, 51 ], "payoutRatio": [ 0.1557, 35 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "range": { "low": 538241156.0362612, "high": 865088916.864569, "baseline": 682354406.7396821, "coverage": 0.8, "method": "v3", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); range = 10th to 90th percentile of how SEC company-years of the same size band actually turned out", "calibratedOn": { "companyYears": 4309, "sizeBand": "b01" }, "kind": "a calibrated range, not a forecast; no view on the share price", "track": { "backtest": { "tests": 9, "hits": 7, "rate": 0.7777777777777778, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "registry": { "logged": "2026-09-20T14:27:15.486Z", "hash": "745c14c704db5e45", "status": "open" }, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001620459.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1620459" } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same if-the-pace-held arithmetic applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so." } }