# PANAMERA HOLDINGS CORPORATION (PHCI) · Edgar & Edgarette company card

> Panamera Holdings (PHCI) grew revenue 1129% in FY2025 to $0 million, operating margin -226% against a 6.5% median for services-management consulting services, equity 77.7% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1620749 · fiscal year ended 2025-07-31 · 4 audited years read · [page](https://www.pops4.com/boards/company/PHCI) · [JSON](https://www.pops4.com/boards/company/PHCI.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $241,430 |
| Revenue growth, 1 year | 1129.1% |
| Revenue growth per year | 79.6% |
| Operating margin | -226.0% (prior year -77613.1%) |
| Net margin | -222.2% |
| Operating cash flow | −$515,320 |
| Capital spending | $0 |
| Free cash flow | −$515,320 |
| Cash | $85,980 |
| Long-term debt | — |
| Total assets | $803,519 |
| Total equity | $624,455 |
| Equity ÷ assets | 77.7% |
| Return on equity | -85.9% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: -95.94 (distress zone)
- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: Old boat · three warning signs · filed late annual report notice, earlier statements no longer to be relied on, late quarterly report notice in the last 12 months; operating cash flow was negative (-$515K in FY2025); revenue is hard to predict: its 80% range is ±53%

## Edgarette's reading

Exposure: revenue $241K (FY2025). Experience: revenue up 1129.1% on the year, up 79.6% a year over 3 years; operating margin -226.0%, up from -77613.1%. Soundness: equity 77.7% of assets, return on equity -85.9%. Credibility: four or more audited years, moderate weight, marked down from reasonable: on 2026-10-26 the company said earlier statements should no longer be relied on (8-K Item 4.02), and no 10-K has been filed since. Range: 80% of past cases like this landed between $929K and $3.0M next year (method v4.1: its own 0-year record of growth weighed at 0% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $857K to $3.3M. A statistical range, not company guidance. Against peers (17 filers, $50M+ revenue, services-management consulting services): operating margin -226.0% against a 6.5% median; growth 1129.1% against 4.2%.

## Health Watch, last 12 months

- Item NT 10-K Late annual report notice: 1, latest 2025-10-29 ([filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033425001891/0001640334-25-001891-index.htm))
- Item 4.02 Earlier statements no longer to be relied on: 1, latest 2026-10-26 ([filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001688/0001640334-26-001688-index.htm))
- Item NT 10-Q Late quarterly report notice: 3, latest 2026-06-15 ([filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001057/0001640334-26-001057-index.htm))
- Item 5.02 Director or officer change: 2, latest 2026-06-22 ([filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001096/0001640334-26-001096-index.htm))

## Recent filings

- 8-K · filed 2026-10-26 · 4.02 Non-Reliance on Previously Issued Financial Statements · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001688/0001640334-26-001688-index.htm)
- 10-Q · filed 2026-06-22 · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001103/0001640334-26-001103-index.htm)
- 8-K · filed 2026-06-22 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426001096/0001640334-26-001096-index.htm)
- 8-K · filed 2026-05-12 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426000844/0001640334-26-000844-index.htm)
- 10-Q · filed 2026-03-23 · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426000512/0001640334-26-000512-index.htm)
- 10-Q · filed 2026-02-17 · [filing](https://www.sec.gov/Archives/edgar/data/1620749/000164033426000316/0001640334-26-000316-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001620749.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1620749

## Cite

POPS4, Edgar & Edgarette: PANAMERA HOLDINGS CORPORATION (PHCI) company card, from the company's own SEC filings, accessed 2026-10-27, https://www.pops4.com/boards/company/PHCI. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.