# Porch Group, Inc. (PRCH) · Edgar & Edgarette company card

> Porch Group (PRCH) grew revenue 10.2% in FY2025 to $482 million, operating margin 7.6% against a 1.7% median for accident & health insurance, equity -3.1% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1784535 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/PRCH) · [JSON](https://www.pops4.com/boards/company/PRCH.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $482M |
| Revenue growth, 1 year | 10.2% |
| Revenue growth per year | 25.8% |
| Operating margin | 7.6% (prior year -14.7%) |
| Net margin | 3.2% |
| Operating cash flow | $66M |
| Capital spending | $454,000 |
| Free cash flow | $66M |
| Cash | $45M |
| Long-term debt | $393M |
| Total assets | $797M |
| Total equity | −$25M |
| Equity ÷ assets | -3.1% |
| Return on equity | — |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 8 of 9 (strong)
- Health Harbor boat: Weathered boat · two warning signs · liabilities exceed assets (often from years of share buybacks, not always distress); revenue is hard to predict: its 80% range is ±26%
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $482.4M (FY2025), total debt $392.8M. Experience: revenue up 10.2% on the year, up 25.8% a year over 4 years; operating margin 7.6%, up from -14.7%. Soundness: equity -3.1% of assets (liabilities exceed assets). Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $419.2M and $712.5M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $366.6M to $819.3M. A statistical range, not company guidance. Against peers (11 filers, $50M+ revenue, its industry group): operating margin 7.6% against a 1.7% median; growth 10.2% against 11.8%.

Range logged 2026-10-14, receipt acc7ae4c90543f98, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 8-K · filed 2026-10-30 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000062/0001784535-26-000062-index.htm)
- 10-Q · filed 2026-10-28 · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000059/0001784535-26-000059-index.htm)
- 8-K · filed 2026-10-28 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000058/0001784535-26-000058-index.htm)
- 8-K · filed 2026-10-13 · 1.01 Entry into a Material Definitive Agreement; 3.02 Unregistered Sales of Equity Securities; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000054/0001784535-26-000054-index.htm)
- 10-Q · filed 2026-07-29 · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000048/0001784535-26-000048-index.htm)
- 8-K · filed 2026-07-29 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1784535/000178453526000046/0001784535-26-000046-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001784535.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1784535

## Cite

POPS4, Edgar & Edgarette: Porch Group, Inc. (PRCH) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/PRCH. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.