# BILL HOLDINGS, INC. (BILL) · Edgar & Edgarette company card

> Bill Holdings (BILL) grew revenue 13.0% in FY2026 to $1.7 billion, operating margin -4.4% against a 0.9% median for prepackaged software, equity 34.6% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1786352 · fiscal year ended 2026-06-30 · 5 audited years read · [page](https://www.pops4.com/boards/company/BILL) · [JSON](https://www.pops4.com/boards/company/BILL.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.7B |
| Revenue growth, 1 year | 13.0% |
| Revenue growth per year | 26.7% |
| Operating margin | -4.4% (prior year -5.5%) |
| Net margin | -0.7% |
| Operating cash flow | $416M |
| Capital spending | $3M |
| Free cash flow | $412M |
| Cash | $1.0B |
| Long-term debt | $1.8B |
| Total assets | $10.2B |
| Total equity | $3.5B |
| Equity ÷ assets | 34.6% |
| Return on equity | -0.3% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: 1.45 (grey zone)
- Piotroski F: 4 of 9 (middling)
- Beneish M: -2.75 (below the −1.78 line)
- Health Harbor boat: Old boat · three warning signs · filed restructuring or exit costs in the last 12 months; operating loss: a margin of -4.4% in FY2026; revenue is hard to predict: its 80% range is ±41%
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $1.7B (FY2026), total debt $1.8B. Experience: revenue up 13.0% on the year, up 26.7% a year over 4 years; operating margin -4.4%, up from -5.5%. Soundness: equity 34.6% of assets, return on equity -0.3%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.2B and $2.9B next year (method v4.1: its own 5-year record of growth weighed at 57% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $871.6M to $3.9B. A statistical range, not company guidance. Against peers (140 filers, $50M+ revenue, services-prepackaged software): operating margin -4.4% against a 0.9% median; growth 13.0% against 13.0%.

Range logged 2026-09-27, receipt 72f6b042938af256, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 2.05 Restructuring or exit costs: 1, latest 2026-05-07 ([filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026032064/0001628280-26-032064-index.htm))
- Item 5.02 Director or officer change: 4, latest 2026-05-26 ([filing](https://www.sec.gov/Archives/edgar/data/1786352/000119312526239245/0001193125-26-239245-index.htm))

## Recent filings

- 10-Q · filed 2026-11-06 · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026071196/0001628280-26-071196-index.htm)
- 8-K · filed 2026-11-05 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026070994/0001628280-26-070994-index.htm)
- DEF 14A · filed 2026-10-27 · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000178635226000004/0001786352-26-000004-index.htm)
- 8-K · filed 2026-10-15 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026066002/0001628280-26-066002-index.htm)
- 10-K · filed 2026-08-20 · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026058238/0001628280-26-058238-index.htm)
- 8-K · filed 2026-08-19 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1786352/000162828026057932/0001628280-26-057932-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001786352.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1786352

## Cite

POPS4, Edgar & Edgarette: BILL HOLDINGS, INC. (BILL) company card, from the company's own SEC filings, accessed 2026-11-12, https://www.pops4.com/boards/company/BILL. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.