# Ethos Technologies Inc. (LIFE) · Edgar & Edgarette company card

> Ethos Technologies (LIFE) grew revenue 52.0% in FY2025 to $388 million, operating margin 18.8% against a 15.5% median for insurance agents, brokers & service, equity -4.7% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1788451 · fiscal year ended 2025-12-31 · 2 audited years read · [page](https://www.pops4.com/boards/company/LIFE) · [JSON](https://www.pops4.com/boards/company/LIFE.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $388M |
| Revenue growth, 1 year | 52.0% |
| Revenue growth per year | — |
| Operating margin | 18.8% (prior year 19.1%) |
| Net margin | 18.4% |
| Operating cash flow | $36M |
| Capital spending | $1M |
| Free cash flow | $35M |
| Cash | $91M |
| Long-term debt | — |
| Total assets | $515M |
| Total equity | −$24M |
| Equity ÷ assets | -4.7% |
| Return on equity | — |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: Sound ship · one warning sign · liabilities exceed assets (often from years of share buybacks, not always distress)

## Edgarette's reading

Exposure: revenue $387.6M (FY2025). Experience: revenue up 52.0% on the year; operating margin 18.8%, down from 19.1%. Soundness: equity -4.7% of assets (liabilities exceed assets), payout 0.0% of profit. Credibility: 2 audited years, moderate weight. Range: 80% of past cases like this landed between $464.9M and $747.2M next year (method v3, set from 4,309 SEC company-years; on a year the method never saw, 83% landed inside). A statistical range, not company guidance. Against peers (16 filers, $50M+ revenue, insurance agents, brokers & service): operating margin 18.8% against a 15.5% median; growth 52.0% against 15.8%.

Range logged 2026-09-20, receipt 61776a557ab32211, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 8-K · filed 2026-11-02 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526443655/0001193125-26-443655-index.htm)
- 8-K · filed 2026-10-09 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526419073/0001193125-26-419073-index.htm)
- 8-K · filed 2026-09-16 · 7.01 Regulation FD Disclosure · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526392523/0001193125-26-392523-index.htm)
- 10-Q · filed 2026-08-05 · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526335209/0001193125-26-335209-index.htm)
- 8-K · filed 2026-08-03 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526330556/0001193125-26-330556-index.htm)
- 10-Q · filed 2026-05-08 · [filing](https://www.sec.gov/Archives/edgar/data/1788451/000119312526214620/0001193125-26-214620-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001788451.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1788451

## Cite

POPS4, Edgar & Edgarette: Ethos Technologies Inc. (LIFE) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/LIFE. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.