{ "ok": true, "cik": "1792781", "ticker": "CURV", "name": "TORRID HOLDINGS INC.", "filings": [ { "form": "10-Q", "filed": "2026-09-10", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000040/0001792781-26-000040-index.htm" }, { "form": "8-K", "filed": "2026-09-03", "items": [ "2.02 Results of Operations and Financial Condition", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000036/0001792781-26-000036-index.htm" }, { "form": "10-Q", "filed": "2026-06-11", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000034/0001792781-26-000034-index.htm" }, { "form": "8-K", "filed": "2026-06-04", "items": [ "2.02 Results of Operations and Financial Condition", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000030/0001792781-26-000030-index.htm" }, { "form": "8-K", "filed": "2026-06-03", "items": [ "5.07 Submission of Matters to a Vote of Security Holders", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000027/0001792781-26-000027-index.htm" }, { "form": "DEF 14A", "filed": "2026-04-20", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000021/0001792781-26-000021-index.htm" } ], "events12m": 6, "healthWatch": { "window": "last 12 months", "since": "2025-09-27", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 1, "latest": { "filed": "2026-04-03", "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000012/0001792781-26-000012-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001792781.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1792781" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets and no trading recommendations.", "edgar": "🫧 Edgar looked up TORRID HOLDINGS INC. ($CURV). Last filing: 10-Q, 2026-09-10. 6 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2026-01-31", "revenue": 1000092000, "revenueGrowth1y": -0.09390371075718218, "revenueGrowthPerYear": -0.06288923464387453, "yearsOfData": 5, "operatingMargin": 0.021400031197129864, "operatingMarginPrior": 0.051831188045702914, "netMargin": -0.0070333529315303, "operatingCashFlow": -13013000, "capitalSpending": 8852000, "freeCashFlow": -21865000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 20023000, "longTermDebt": 272408000, "longTermDebtChange": -0.055951592948262574, "revenueHistory": [ { "fiscalYearEnd": "2022-01-29", "revenue": 1297271000 }, { "fiscalYearEnd": "2023-01-28", "revenue": 1288144000 }, { "fiscalYearEnd": "2024-02-03", "revenue": 1151945000 }, { "fiscalYearEnd": "2025-02-01", "revenue": 1103737000 }, { "fiscalYearEnd": "2026-01-31", "revenue": 1000092000 } ], "totalEquity": -213407000, "totalAssets": 400340000, "equityRatio": -0.5330643952640256, "returnOnEquity": null, "dividendsPaid": null, "payoutRatio": null, "dividendPerShare": null, "dividendYearsRising": null, "dividendCut": null, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "earningsPerShare": -0.07, "sharesOutstanding": 101442000, "bookValuePerShare": -2.103734153506437, "revenuePerShare": 9.858756727982492, "range80": { "low": 731539706.3752314, "high": 1087117601.8465686, "baseline": 912677602.571114, "n": 4599, "band": "b1", "bandLabel": "$1B–10B", "method": "v4.1", "credibility": 0.5714285714285714, "growthYears": 5, "ownVolatility": 0.1583786373161134, "classVolatility": 0.07701947805587882, "volatility": 0.1299072037111964 }, "ifPaceHeld": { "low": 731539706.3752314, "high": 1087117601.8465686 } }, "edgarette": "🔖 Exposure: revenue $1.0B (FY2026), total debt $272.4M. Experience: revenue down 9.4% on the year, down 6.3% a year over 4 years; operating margin 2.1%, down from 5.2%. Soundness: equity -53.3% of assets (liabilities exceed assets). Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $731.5M and $1.1B next year (method v4.1: its own 5-year record of growth weighed at 57% against $1B–10B filers; on a year the method never saw, 83.4% landed inside). In a shock year the stress range is $633.0M to $1.3B. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, its industry group): operating margin 2.1% against a 3.2% median; growth -9.4% against 3.2%.", "peers": { "sic": 5600, "sicDescription": "Retail-Apparel & Accessory Stores", "calendarYear": 2025, "minRevenue": 50000000, "depth": 2, "group": "56", "growth": [ 0.0317, 20 ], "opMargin": [ 0.032, 20 ], "equityRatio": [ 0.3964, 19 ], "returnOnEquity": [ 0.1099, 17 ] }, "summary": "Torrid Holdings (CURV) saw revenue fall 9.4% in FY2026 to $1.0 billion, operating margin 2.1% against a 3.2% median for retail-apparel & accessory stores, equity -53.3% of assets. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
TORRID HOLDINGS INC. against its own record and its peers
Operating marginPeer median 3.2%2.1%Revenue, on the yearPeer median 3.2%-9.4%Equity of assetsPeer median 39.6%-53.3%Gold tick: the median of 19–19 peers with $50M+ revenue in retail-apparel & accessory stores
", "chartHorizon": null, "backtest": { "tests": 3, "hits": 3, "rate": 1, "method": "v4", "byYear": { "2024": [ 1, 1 ], "2025": [ 1, 1 ], "2026": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-09-27T20:00:54.454Z", "hash": "36a853feecf35daf", "status": "open" }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "Torrid Holdings (CURV) saw revenue fall 9.4% in FY2026 to $1.0 billion, operating margin 2.1% against a 3.2% median for retail-apparel & accessory stores, equity -53.3% of assets. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2026-01-31", "revenue": 1000092000, "totalDebt": 272408000, "cash": 20023000 }, "experience": { "revenueGrowth1y": -0.09390371075718218, "revenueGrowthPerYear": -0.06288923464387453, "operatingMargin": 0.021400031197129864, "operatingMarginPrior": 0.051831188045702914, "netMargin": -0.0070333529315303, "freeCashFlow": -21865000 }, "soundness": { "equityRatio": -0.5330643952640256, "returnOnEquity": null, "payoutRatio": null, "dividendPerShare": null, "dividendYearsRising": null, "dividendCut": null, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 5600, "sicDescription": "Retail-Apparel & Accessory Stores", "calendarYear": 2025, "minRevenue": 50000000, "depth": 2, "group": "56", "growth": [ 0.0317, 20 ], "opMargin": [ 0.032, 20 ], "equityRatio": [ 0.3964, 19 ], "returnOnEquity": [ 0.1099, 17 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "healthWatch": { "window": "last 12 months", "since": "2025-09-27", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 1, "latest": { "filed": "2026-04-03", "url": "https://www.sec.gov/Archives/edgar/data/1792781/000179278126000012/0001792781-26-000012-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "range": { "low": 731539706.3752314, "high": 1087117601.8465686, "baseline": 912677602.571114, "coverage": 0.8, "method": "v4.1", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); width = the company's own volatility of yearly growth, credibility-weighted against its size class (Buhlmann), scaled to the 80% target on 2023 and tested on 2024", "calibratedOn": { "companyYears": 4599, "sizeBand": "$1B–10B", "fitYears": [ 2018, 2022 ], "tuneYear": 2023, "testYear": 2024, "coverageOnTestYear": 0.8341 }, "credibility": { "weightOnOwnRecord": 0.571, "growthYears": 5, "ownVolatility": 0.1583786373161134, "classVolatility": 0.07701947805587882, "pricedVolatility": 0.1299072037111964, "k": 3 }, "stress": { "low": 633006213.7250718, "high": 1256513415.9764264, "basis": "the same range with widths set to hold 80% across 2018-2023, pandemic years included" }, "kind": "a statistical range, not company guidance; no view on the share price", "track": { "backtest": { "tests": 3, "hits": 3, "rate": 1, "method": "v4", "byYear": { "2024": [ 1, 1 ], "2025": [ 1, 1 ], "2026": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-09-27T20:00:54.454Z", "hash": "36a853feecf35daf", "status": "open" }, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001792781.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1792781" }, "speedCash": { "fiscalYear": 2025, "cashConversion": -0.013, "growth3y": -0.0809, "volatility": 0.0489, "paysDividend": false, "raisedDividend": false, "equityRatio": -0.5331, "quadrant": { "code": "ss", "label": "Slow and steady", "plain": "growing slower than its size class, with steadier revenue" }, "compass": { "code": "between", "inside": "Turns -1.3% of revenue into operating cash; revenue shrinking 8.1% a year over three years; no common dividend; liabilities exceed assets.", "outside": "Among $1B-10B companies: 5th percentile for cash, 9th for growth.", "emoji": "🌊", "label": "In between", "plain": "no clear cash pattern yet" }, "band": "$1B-10B", "cashPctInClass": 5, "growthPctInClass": 9, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "balance", "text": "liabilities exceed assets (often from years of share buybacks, not always distress)" }, { "key": "cash", "text": "operating cash flow was negative" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 2, "name": "Weathered boat", "plain": "two warning signs" }, "cashFlow": { "fiscalYearEnd": "2026-01-31", "operating": -13013000, "investing": -8852000, "financing": -7176000, "capitalSpending": 8852000, "free": -21865000, "trend": [ { "fiscalYearEnd": "2022-01-29", "operating": 121220000, "free": 103668000 }, { "fiscalYearEnd": "2023-01-28", "operating": 53311000, "free": 29942000 }, { "fiscalYearEnd": "2024-02-03", "operating": 42771000, "free": 16769000 }, { "fiscalYearEnd": "2025-02-01", "operating": 77390000, "free": 62998000 }, { "fiscalYearEnd": "2026-01-31", "operating": -13013000, "free": -21865000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2026-01-31", "cash": 20023000, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 400340000, "ladder": null, "currentRatio": 0.78, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same range method applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so.", "healthWatch": "Distress-type events the company filed in the last 12 months (late-filing notices; 8-K items 1.03, 3.01, 2.04, 4.02, 4.01, 2.05, 2.06, 1.05, 5.02), each with its count and newest filing. Display only: they do not change the range or its receipt." }, "speedCash": { "fiscalYear": 2025, "cashConversion": -0.013, "growth3y": -0.0809, "volatility": 0.0489, "paysDividend": false, "raisedDividend": false, "equityRatio": -0.5331, "quadrant": { "code": "ss", "label": "Slow and steady", "plain": "growing slower than its size class, with steadier revenue" }, "compass": { "code": "between", "inside": "Turns -1.3% of revenue into operating cash; revenue shrinking 8.1% a year over three years; no common dividend; liabilities exceed assets.", "outside": "Among $1B-10B companies: 5th percentile for cash, 9th for growth.", "emoji": "🌊", "label": "In between", "plain": "no clear cash pattern yet" }, "band": "$1B-10B", "cashPctInClass": 5, "growthPctInClass": 9, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "balance", "text": "liabilities exceed assets (often from years of share buybacks, not always distress)" }, { "key": "cash", "text": "operating cash flow was negative" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 2, "name": "Weathered boat", "plain": "two warning signs" }, "cashFlow": { "fiscalYearEnd": "2026-01-31", "operating": -13013000, "investing": -8852000, "financing": -7176000, "capitalSpending": 8852000, "free": -21865000, "trend": [ { "fiscalYearEnd": "2022-01-29", "operating": 121220000, "free": 103668000 }, { "fiscalYearEnd": "2023-01-28", "operating": 53311000, "free": 29942000 }, { "fiscalYearEnd": "2024-02-03", "operating": 42771000, "free": 16769000 }, { "fiscalYearEnd": "2025-02-01", "operating": 77390000, "free": 62998000 }, { "fiscalYearEnd": "2026-01-31", "operating": -13013000, "free": -21865000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2026-01-31", "cash": 20023000, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 400340000, "ladder": null, "currentRatio": 0.78, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }