{ "ok": true, "cik": "1794783", "ticker": "SLQT", "name": "SelectQuote, Inc.", "filings": [ { "form": "DEF 14A", "filed": "2026-09-30", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000065/0001794783-26-000065-index.htm" }, { "form": "10-K", "filed": "2026-08-25", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000057/0001794783-26-000057-index.htm" }, { "form": "8-K", "filed": "2026-08-25", "items": [ "2.02 Results of Operations and Financial Condition", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000056/0001794783-26-000056-index.htm" }, { "form": "10-Q", "filed": "2026-05-05", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000030/0001794783-26-000030-index.htm" }, { "form": "8-K", "filed": "2026-05-05", "items": [ "2.02 Results of Operations and Financial Condition", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000027/0001794783-26-000027-index.htm" }, { "form": "8-K", "filed": "2026-03-25", "items": [ "3.01 Notice of Delisting or Failure to Satisfy a Listing Rule", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000022/0001794783-26-000022-index.htm" } ], "events12m": 7, "healthWatch": { "window": "last 12 months", "since": "2025-10-01", "signals": [ { "code": "3.01", "label": "Exchange listing notice or transfer", "count": 1, "latest": { "filed": "2026-03-25", "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000022/0001794783-26-000022-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001794783.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1794783" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets and no trading recommendations.", "edgar": "🫧 Edgar looked up SelectQuote, Inc. ($SLQT). Last filing: DEF 14A, 2026-09-30. 7 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2026-06-30", "revenue": 1618499000, "revenueGrowth1y": 0.060202647200237935, "revenueGrowthPerYear": 0.2064195723304172, "yearsOfData": 5, "operatingMargin": 0.04567441808737602, "operatingMarginPrior": 0.044870476367652436, "netMargin": 0.03842387298354834, "operatingCashFlow": 31885000, "capitalSpending": 4276000, "freeCashFlow": 27609000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 16032000, "longTermDebt": 370168000, "longTermDebtChange": -0.038804295893142826, "revenueHistory": [ { "fiscalYearEnd": "2022-06-30", "revenue": 764045000 }, { "fiscalYearEnd": "2023-06-30", "revenue": 1002848000 }, { "fiscalYearEnd": "2024-06-30", "revenue": 1321776000 }, { "fiscalYearEnd": "2025-06-30", "revenue": 1526594000 }, { "fiscalYearEnd": "2026-06-30", "revenue": 1618499000 } ], "totalEquity": 351812000, "totalAssets": 1286828000, "equityRatio": 0.27339473496069405, "returnOnEquity": 0.17676770547906268, "dividendsPaid": null, "payoutRatio": null, "dividendPerShare": 1.96, "dividendYearsRising": 1, "dividendCut": false, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "earningsPerShare": -0.06, "sharesOutstanding": 188174000, "bookValuePerShare": 1.8696100417698513, "revenuePerShare": 8.601076663088419, "range80": { "low": 1392980024.8017092, "high": 2238548207.7556767, "baseline": 1807205948.5534043, "n": 4599, "band": "b1", "bandLabel": "$1B–10B", "method": "v4.1", "credibility": 0.5714285714285714, "growthYears": 5, "ownVolatility": 0.19468793693234446, "classVolatility": 0.07701947805587882, "volatility": 0.1555678864896012 }, "ifPaceHeld": { "low": 1392980024.8017092, "high": 2238548207.7556767 } }, "edgarette": "🔖 Exposure: revenue $1.6B (FY2026), total debt $370.2M. Experience: revenue up 6.0% on the year, up 20.6% a year over 4 years; operating margin 4.6%, up from 4.5%. Soundness: equity 27.3% of assets, return on equity 17.7%, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.4B and $2.2B next year (method v4.1: its own 5-year record of growth weighed at 57% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.2B to $2.7B. A statistical range, not company guidance. Against peers (16 filers, $50M+ revenue, insurance agents, brokers & service): operating margin 4.6% against a 15.5% median; growth 6.0% against 15.8%.", "peers": { "sic": 6411, "sicDescription": "Insurance Agents, Brokers & Service", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6411", "growth": [ 0.1582, 24 ], "opMargin": [ 0.1553, 16 ], "equityRatio": [ 0.2252, 22 ], "returnOnEquity": [ 0.1198, 14 ], "payoutRatio": [ 0.4084, 11 ] }, "summary": "SelectQuote (SLQT) grew revenue 6.0% in FY2026 to $1.6 billion, operating margin 4.6% against a 15.5% median for insurance agents, brokers & service, equity 27.3% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
SelectQuote, Inc. against its own record and its peers
Operating marginPeer median 15.5%4.6%Revenue, on the yearPeer median 15.8%6.0%Equity of assetsPeer median 22.5%27.3%Return on equityPeer median 12.0%17.7%Gold tick: the median of 14–22 peers with $50M+ revenue in insurance agents, brokers & service
", "chartHorizon": "
Handed back now, or kept to compound · of each dollar of profit
Handed back per share$1.96up 1 year running

Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 5, "hits": 4, "rate": 0.8, "method": "v4", "byYear": { "2022": [ 0, 1 ], "2023": [ 1, 1 ], "2024": [ 1, 1 ], "2025": [ 1, 1 ], "2026": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-10-01T14:01:27.851Z", "hash": "bb68032eeb0aa7d2", "status": "open" }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "SelectQuote (SLQT) grew revenue 6.0% in FY2026 to $1.6 billion, operating margin 4.6% against a 15.5% median for insurance agents, brokers & service, equity 27.3% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2026-06-30", "revenue": 1618499000, "totalDebt": 370168000, "cash": 16032000 }, "experience": { "revenueGrowth1y": 0.060202647200237935, "revenueGrowthPerYear": 0.2064195723304172, "operatingMargin": 0.04567441808737602, "operatingMarginPrior": 0.044870476367652436, "netMargin": 0.03842387298354834, "freeCashFlow": 27609000 }, "soundness": { "equityRatio": 0.27339473496069405, "returnOnEquity": 0.17676770547906268, "payoutRatio": null, "dividendPerShare": 1.96, "dividendYearsRising": 1, "dividendCut": false, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6411, "sicDescription": "Insurance Agents, Brokers & Service", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6411", "growth": [ 0.1582, 24 ], "opMargin": [ 0.1553, 16 ], "equityRatio": [ 0.2252, 22 ], "returnOnEquity": [ 0.1198, 14 ], "payoutRatio": [ 0.4084, 11 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "healthWatch": { "window": "last 12 months", "since": "2025-10-01", "signals": [ { "code": "3.01", "label": "Exchange listing notice or transfer", "count": 1, "latest": { "filed": "2026-03-25", "url": "https://www.sec.gov/Archives/edgar/data/1794783/000179478326000022/0001794783-26-000022-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "range": { "low": 1392980024.8017092, "high": 2238548207.7556767, "baseline": 1807205948.5534043, "coverage": 0.8, "method": "v4.1", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); width = the company's own volatility of yearly growth, credibility-weighted against its size class (Buhlmann), scaled to the 80% target on 2023 and tested on 2024", "calibratedOn": { "companyYears": 4599, "sizeBand": "$1B–10B", "fitYears": [ 2018, 2022 ], "tuneYear": 2023, "testYear": 2024, "coverageOnTestYear": 0.8341, "coverageAllYears": 0.6904374799277399, "stressCoverageAllYears": 0.819004992974709, "outcomeYears": [ 2019, 2025 ] }, "credibility": { "weightOnOwnRecord": 0.571, "growthYears": 5, "ownVolatility": 0.19468793693234446, "classVolatility": 0.07701947805587882, "pricedVolatility": 0.1555678864896012, "k": 3 }, "stress": { "low": 1171397000.1428447, "high": 2662440366.314432, "basis": "the same range with widths set to hold 80% across 2018-2023, pandemic years included" }, "kind": "a statistical range, not company guidance; no view on the share price", "track": { "backtest": { "tests": 5, "hits": 4, "rate": 0.8, "method": "v4", "byYear": { "2022": [ 0, 1 ], "2023": [ 1, 1 ], "2024": [ 1, 1 ], "2025": [ 1, 1 ], "2026": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": { "logged": "2026-10-01T14:01:27.851Z", "hash": "bb68032eeb0aa7d2", "status": "open" }, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0001794783.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1794783" }, "speedCash": { "fiscalYear": 2025, "cashConversion": -0.0076, "growth3y": 0.2595, "volatility": 0.2223, "paysDividend": false, "raisedDividend": false, "equityRatio": 0.266, "quadrant": { "code": "fj", "label": "Fast and jumpy", "plain": "growing faster than its size class, with revenue that swings more" }, "compass": { "code": "notyet", "inside": "Turns -0.8% of revenue into operating cash; revenue growing 25.9% a year over three years; no common dividend.", "outside": "Among $1B-10B companies: 6th percentile for cash, 91st for growth.", "emoji": "⚡", "label": "Fast, cash not yet", "plain": "growing fast, but little cash arriving so far" }, "band": "$1B-10B", "cashPctInClass": 6, "growthPctInClass": 91, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "cash", "text": "operating cash flow was negative" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 1, "name": "Sound ship", "plain": "one warning sign" }, "cashFlow": { "fiscalYearEnd": "2026-06-30", "operating": 31885000, "investing": -16146000, "financing": -31128000, "capitalSpending": 4276000, "free": 27609000, "trend": [ { "fiscalYearEnd": "2022-06-30", "operating": -338314000, "free": -363112000 }, { "fiscalYearEnd": "2023-06-30", "operating": -19377000, "free": -20824000 }, { "fiscalYearEnd": "2024-06-30", "operating": 15236000, "free": 11854000 }, { "fiscalYearEnd": "2025-06-30", "operating": -11666000, "free": -13857000 }, { "fiscalYearEnd": "2026-06-30", "operating": 31885000, "free": 27609000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2026-06-30", "cash": 16032000, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 1286828000, "ladder": null, "currentRatio": 1.82, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same range method applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so.", "healthWatch": "Distress-type events the company filed in the last 12 months (late-filing notices; 8-K items 1.03, 3.01, 2.04, 4.02, 4.01, 2.05, 2.06, 1.05, 5.02), each with its count and newest filing. Display only: they do not change the range or its receipt." }, "speedCash": { "fiscalYear": 2025, "cashConversion": -0.0076, "growth3y": 0.2595, "volatility": 0.2223, "paysDividend": false, "raisedDividend": false, "equityRatio": 0.266, "quadrant": { "code": "fj", "label": "Fast and jumpy", "plain": "growing faster than its size class, with revenue that swings more" }, "compass": { "code": "notyet", "inside": "Turns -0.8% of revenue into operating cash; revenue growing 25.9% a year over three years; no common dividend.", "outside": "Among $1B-10B companies: 6th percentile for cash, 91st for growth.", "emoji": "⚡", "label": "Fast, cash not yet", "plain": "growing fast, but little cash arriving so far" }, "band": "$1B-10B", "cashPctInClass": 6, "growthPctInClass": 91, "source": "SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class" }, "harbor": { "signs": [ { "key": "cash", "text": "operating cash flow was negative" } ], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 1, "name": "Sound ship", "plain": "one warning sign" }, "cashFlow": { "fiscalYearEnd": "2026-06-30", "operating": 31885000, "investing": -16146000, "financing": -31128000, "capitalSpending": 4276000, "free": 27609000, "trend": [ { "fiscalYearEnd": "2022-06-30", "operating": -338314000, "free": -363112000 }, { "fiscalYearEnd": "2023-06-30", "operating": -19377000, "free": -20824000 }, { "fiscalYearEnd": "2024-06-30", "operating": 15236000, "free": 11854000 }, { "fiscalYearEnd": "2025-06-30", "operating": -11666000, "free": -13857000 }, { "fiscalYearEnd": "2026-06-30", "operating": 31885000, "free": 27609000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2026-06-30", "cash": 16032000, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 1286828000, "ladder": null, "currentRatio": 1.82, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }