# Enact Holdings, Inc. (ACT) · Edgar & Edgarette company card

> Enact Holdings (ACT) grew revenue 2.8% in FY2025 to $1.2 billion, equity 77.7% of assets, and dividend per share up 1 year running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1823529 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/ACT) · [JSON](https://www.pops4.com/boards/company/ACT.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.2B |
| Revenue growth, 1 year | 2.8% |
| Revenue growth per year | 2.5% |
| Operating margin | — |
| Net margin | 54.6% |
| Operating cash flow | $725M |
| Capital spending | — |
| Free cash flow | — |
| Cash | $582M |
| Long-term debt | $744M |
| Total assets | $6.9B |
| Total equity | $5.4B |
| Equity ÷ assets | 77.7% |
| Return on equity | 12.6% |
| Dividend per share | $0.815 |
| Dividend years rising | 1 |

## Readings, computed from those figures

- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow now · steady, with strong cash arriving today

## Edgarette's reading

Exposure: revenue $1.2B (FY2025), total debt $744.5M. Experience: revenue up 2.8% on the year, up 2.5% a year over 4 years. Soundness: equity 77.7% of assets, return on equity 12.6%, payout 17.9% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.1B and $1.4B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.1B to $1.5B. A statistical range, not company guidance. Against peers (16 filers, $50M+ revenue, insurance agents, brokers & service): growth 2.8% against 15.8%.

Range logged 2026-11-02, receipt c67e9c8a03db1861, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 1, latest 2026-10-30 ([filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000237/0001823529-26-000237-index.htm))

## Recent filings

- 8-K · filed 2026-10-30 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000237/0001823529-26-000237-index.htm)
- 10-Q · filed 2026-08-06 · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000188/0001823529-26-000188-index.htm)
- 8-K · filed 2026-08-05 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000186/0001823529-26-000186-index.htm)
- 8-K · filed 2026-05-15 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000127/0001823529-26-000127-index.htm)
- 10-Q · filed 2026-05-06 · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000109/0001823529-26-000109-index.htm)
- 8-K · filed 2026-05-05 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1823529/000182352926000106/0001823529-26-000106-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001823529.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1823529

## Cite

POPS4, Edgar & Edgarette: Enact Holdings, Inc. (ACT) company card, from the company's own SEC filings, accessed 2026-11-02, https://www.pops4.com/boards/company/ACT. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.