# HAGERTY, INC. (HGTY) · Edgar & Edgarette company card

> Hagerty (HGTY) grew revenue 17.3% in FY2025 to $1.5 billion, equity 10.6% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1840776 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/HGTY) · [JSON](https://www.pops4.com/boards/company/HGTY.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.5B |
| Revenue growth, 1 year | 17.3% |
| Revenue growth per year | 23.8% |
| Operating margin | — |
| Net margin | 10.2% |
| Operating cash flow | $219M |
| Capital spending | $25M |
| Free cash flow | $194M |
| Cash | $160M |
| Long-term debt | $178M |
| Total assets | $2.1B |
| Total equity | $221M |
| Equity ÷ assets | 10.6% |
| Return on equity | 67.4% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (4 of 6 tested)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $1.5B (FY2025), total debt $177.9M. Experience: revenue up 17.3% on the year, up 23.8% a year over 4 years. Soundness: equity 10.6% of assets, return on equity 67.4%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.5B and $1.9B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.4B to $2.0B. A statistical range, not company guidance. Against peers (16 filers, $50M+ revenue, insurance agents, brokers & service): growth 17.3% against 15.8%.

Range logged 2026-09-24, receipt a92aa5620f7c8ffd, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 2, latest 2026-07-17 ([filing](https://www.sec.gov/Archives/edgar/data/1840776/000162828026048668/0001628280-26-048668-index.htm))

## Recent filings

- 10-Q · filed 2026-11-03 · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000184077626000045/0001840776-26-000045-index.htm)
- 8-K · filed 2026-11-03 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000184077626000043/0001840776-26-000043-index.htm)
- 8-K · filed 2026-09-11 · 1.01 Entry into a Material Definitive Agreement; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000119312526389275/0001193125-26-389275-index.htm)
- 8-K · filed 2026-09-09 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000119312526386495/0001193125-26-386495-index.htm)
- 10-Q · filed 2026-08-05 · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000184077626000031/0001840776-26-000031-index.htm)
- 8-K · filed 2026-08-05 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1840776/000184077626000028/0001840776-26-000028-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001840776.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1840776

## Cite

POPS4, Edgar & Edgarette: HAGERTY, INC. (HGTY) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/HGTY. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.