# Dave Inc./DE (DAVE) · Edgar & Edgarette company card

> Dave (DAVE) grew revenue 59.7% in FY2025 to $554 million, equity 72.4% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1841408 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/DAVE) · [JSON](https://www.pops4.com/boards/company/DAVE.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $554M |
| Revenue growth, 1 year | 59.7% |
| Revenue growth per year | 38.0% |
| Operating margin | — |
| Net margin | 35.3% |
| Operating cash flow | $290M |
| Capital spending | $317,000 |
| Free cash flow | $290M |
| Cash | $81M |
| Long-term debt | $0 |
| Total assets | $487M |
| Total equity | $353M |
| Equity ÷ assets | 72.4% |
| Return on equity | 55.5% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $554.2M (FY2025), total debt $0K. Experience: revenue up 59.7% on the year, up 38.0% a year over 4 years. Soundness: equity 72.4% of assets, return on equity 55.5%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $687.7M and $959.7M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $632.1M to $1.0B. A statistical range, not company guidance. Against peers (36 filers, $50M+ revenue, finance services): growth 59.7% against 16.8%.

Range logged 2026-11-05, receipt dcc0e93c15a96104, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 3, latest 2026-08-14 ([filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526352390/0001193125-26-352390-index.htm))

## Recent filings

- 10-Q · filed 2026-11-04 · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526447414/0001193125-26-447414-index.htm)
- 8-K · filed 2026-11-04 · 1.01 Entry into a Material Definitive Agreement; 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526447333/0001193125-26-447333-index.htm)
- 8-K · filed 2026-08-14 · 5.02 Departure or Election of Directors; Appointment of Officers · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526352390/0001193125-26-352390-index.htm)
- 10-Q · filed 2026-08-05 · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526335154/0001193125-26-335154-index.htm)
- 8-K · filed 2026-08-05 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526335119/0001193125-26-335119-index.htm)
- 8-K · filed 2026-06-02 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1841408/000119312526253774/0001193125-26-253774-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001841408.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1841408

## Cite

POPS4, Edgar & Edgarette: Dave Inc./DE (DAVE) company card, from the company's own SEC filings, accessed 2026-11-05, https://www.pops4.com/boards/company/DAVE. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.