# ECB Bancorp, Inc. /MD/ (ECBK) · Edgar & Edgarette company card

> ECB Bancorp (ECBK) grew revenue 3.6% in FY2025 to $1 million, equity 10.7% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 1914605 · fiscal year ended 2025-12-31 · 2 audited years read · [page](https://www.pops4.com/boards/company/ECBK) · [JSON](https://www.pops4.com/boards/company/ECBK.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $598,000 |
| Revenue growth, 1 year | 3.6% |
| Revenue growth per year | — |
| Operating margin | — |
| Net margin | 1299.7% |
| Operating cash flow | $9M |
| Capital spending | $214,000 |
| Free cash flow | $9M |
| Cash | — |
| Long-term debt | — |
| Total assets | $1.6B |
| Total equity | $172M |
| Equity ÷ assets | 10.7% |
| Return on equity | 4.5% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±28%

## Edgarette's reading

Exposure: revenue $598K (FY2025). Experience: revenue up 3.6% on the year. Soundness: equity 10.7% of assets, return on equity 4.5%. Credibility: 2 audited years, moderate weight. Range: 80% of past cases like this landed between $455K and $817K next year (method v3, set from 749 SEC company-years; on a year the method never saw, 83% landed inside). A statistical range, not company guidance. Against peers (59 filers, $50M+ revenue, its industry group): growth 3.6% against 7.5%.

Range logged 2026-09-23, receipt aa0e0d2a351ed249, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 2, latest 2026-09-22 ([filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926030898/0001437749-26-030898-index.htm))

## Recent filings

- 10-Q · filed 2026-11-06 · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926035488/0001437749-26-035488-index.htm)
- 8-K · filed 2026-10-22 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926033178/0001437749-26-033178-index.htm)
- 8-K · filed 2026-09-22 · 5.02 Departure or Election of Directors; Appointment of Officers; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926030898/0001437749-26-030898-index.htm)
- 10-Q · filed 2026-08-07 · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926026449/0001437749-26-026449-index.htm)
- 8-K · filed 2026-07-23 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926024237/0001437749-26-024237-index.htm)
- 8-K · filed 2026-05-21 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/1914605/000143774926018093/0001437749-26-018093-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0001914605.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1914605

## Cite

POPS4, Edgar & Edgarette: ECB Bancorp, Inc. /MD/ (ECBK) company card, from the company's own SEC filings, accessed 2026-11-07, https://www.pops4.com/boards/company/ECBK. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.