# PEOPLES BANCORP INC. (PEBO) · Edgar & Edgarette company card

> Peoples Bancorp (PEBO) grew revenue 2.3% in FY2025 to $87 million, operating margin 155%, equity 12.5% of assets, and dividend per share up 8 years running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 318300 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/PEBO) · [JSON](https://www.pops4.com/boards/company/PEBO.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $87M |
| Revenue growth, 1 year | 2.3% |
| Revenue growth per year | 9.0% |
| Operating margin | 155.4% (prior year 176.3%) |
| Net margin | 123.1% |
| Operating cash flow | $135M |
| Capital spending | $6M |
| Free cash flow | $129M |
| Cash | $189M |
| Long-term debt | $204M |
| Total assets | $9.6B |
| Total equity | $1.2B |
| Equity ÷ assets | 12.5% |
| Return on equity | 8.8% |
| Dividend per share | $1.63 |
| Dividend years rising | 8 |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (middling)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±27%
- Cash Compass: Cash cow now · steady, with strong cash arriving today

## Edgarette's reading

Exposure: revenue $86.7M (FY2025), total debt $204.1M. Experience: revenue up 2.3% on the year, up 9.0% a year over 4 years; operating margin 155.4%, down from 176.3%. Soundness: equity 12.5% of assets, return on equity 8.8%, payout 54.4% of profit, dividend per share up 8 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $67.0M and $116.2M next year (method v4.1: its own 6-year record of growth weighed at 63% against $50M–100M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $68.4M to $114.0M. A statistical range, not company guidance. Against peers (31 filers, $50M+ revenue, state commercial banks): growth 2.3% against 7.5%.

Range logged 2026-10-01, receipt 9d615d9d9ef91afa, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 1, latest 2026-01-20 ([filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000026/0000318300-26-000026-index.htm))

## Recent filings

- 8-K · filed 2026-11-03 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000248/0000318300-26-000248-index.htm)
- 8-K · filed 2026-10-30 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000244/0000318300-26-000244-index.htm)
- 10-Q · filed 2026-10-29 · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000241/0000318300-26-000241-index.htm)
- 8-K · filed 2026-10-26 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000235/0000318300-26-000235-index.htm)
- 8-K · filed 2026-10-20 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000231/0000318300-26-000231-index.htm)
- 8-K · filed 2026-10-05 · 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/318300/000031830026000227/0000318300-26-000227-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000318300.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=318300

## Cite

POPS4, Edgar & Edgarette: PEOPLES BANCORP INC. (PEBO) company card, from the company's own SEC filings, accessed 2026-11-15, https://www.pops4.com/boards/company/PEBO. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.