# US BANCORP \DE\ (USB) · Edgar & Edgarette company card

> Us Bancorp \De\ (USB) grew revenue 4.4% in FY2025 to $28.7 billion, equity 9.4% of assets, and dividend per share up 15 years running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 36104 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/USB) · [JSON](https://www.pops4.com/boards/company/USB.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $28.7B |
| Revenue growth, 1 year | 4.4% |
| Revenue growth per year | 3.4% |
| Operating margin | — |
| Net margin | 26.5% |
| Operating cash flow | $8.0B |
| Capital spending | — |
| Free cash flow | — |
| Cash | $46.9B |
| Long-term debt | $60.8B |
| Total assets | $692.3B |
| Total equity | $65.2B |
| Equity ÷ assets | 9.4% |
| Return on equity | 11.7% |
| Dividend per share | $2.04 |
| Dividend years rising | 15 |

## Readings, computed from those figures

- Piotroski F: 7 of 9 (solid)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: In between · no clear cash pattern yet

## Edgarette's reading

Exposure: revenue $28.7B (FY2025), total debt $60.8B. Experience: revenue up 4.4% on the year, up 3.4% a year over 7 years. Soundness: equity 9.4% of assets, return on equity 11.7%, payout 41.7% of profit, dividend per share up 15 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $26.2B and $32.2B next year (method v4.1: its own 3-year record of growth weighed at 40% against $10B+ filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $24.0B to $35.0B. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 4.4% against 7.2%.

Range logged 2026-10-14, receipt 029999f59af7e2cf, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 3, latest 2026-10-29 ([filing](https://www.sec.gov/Archives/edgar/data/36104/000119312526437071/0001193125-26-437071-index.htm))

## Recent filings

- 8-K · filed 2026-10-29 · 5.02 Departure or Election of Directors; Appointment of Officers; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/36104/000119312526437071/0001193125-26-437071-index.htm)
- 8-K · filed 2026-10-15 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/36104/000003610426000054/0000036104-26-000054-index.htm)
- 10-Q · filed 2026-08-06 · [filing](https://www.sec.gov/Archives/edgar/data/36104/000003610426000044/0000036104-26-000044-index.htm)
- 8-K · filed 2026-07-16 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/36104/000003610426000039/0000036104-26-000039-index.htm)
- 8-K · filed 2026-06-24 · 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/36104/000003610426000035/0000036104-26-000035-index.htm)
- 10-Q · filed 2026-05-04 · [filing](https://www.sec.gov/Archives/edgar/data/36104/000003610426000024/0000036104-26-000024-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000036104.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=36104

## Cite

POPS4, Edgar & Edgarette: US BANCORP \DE\ (USB) company card, from the company's own SEC filings, accessed 2026-10-30, https://www.pops4.com/boards/company/USB. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.