{ "ok": true, "cik": "707179", "ticker": "ONB", "name": "Old National Bancorp", "filings": [ { "form": "8-K", "filed": "2026-08-12", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026056279/0001628280-26-056279-index.htm" }, { "form": "8-K", "filed": "2026-08-05", "items": [ "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026053527/0001628280-26-053527-index.htm" }, { "form": "10-Q", "filed": "2026-07-29", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/707179/000070717926000046/0000707179-26-000046-index.htm" }, { "form": "8-K", "filed": "2026-07-22", "items": [ "2.02 Results of Operations and Financial Condition", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026049108/0001628280-26-049108-index.htm" }, { "form": "8-K", "filed": "2026-05-18", "items": [ "5.07 Submission of Matters to a Vote of Security Holders" ], "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026035975/0001628280-26-035975-index.htm" }, { "form": "8-K", "filed": "2026-05-13", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026034664/0001628280-26-034664-index.htm" } ], "events12m": 16, "healthWatch": { "window": "last 12 months", "since": "2025-09-26", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 2, "latest": { "filed": "2026-02-19", "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026009526/0001628280-26-009526-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000707179.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=707179" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets and no trading recommendations.", "edgar": "🫧 Edgar looked up Old National Bancorp ($ONB). Last filing: 8-K (8.01 Other Events), 2026-08-12. 16 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2021-12-31", "revenue": 125616000, "revenueGrowth1y": 0.060650325500493985, "revenueGrowthPerYear": 0.0064719919041529295, "yearsOfData": 5, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 2.209415997962043, "operatingCashFlow": 330380000, "capitalSpending": 48692000, "freeCashFlow": 281688000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 822019000, "longTermDebt": null, "longTermDebtChange": null, "revenueHistory": [ { "fiscalYearEnd": "2017-12-31", "revenue": 122416000 }, { "fiscalYearEnd": "2018-12-31", "revenue": 127364000 }, { "fiscalYearEnd": "2019-12-31", "revenue": 130804000 }, { "fiscalYearEnd": "2020-12-31", "revenue": 118433000 }, { "fiscalYearEnd": "2021-12-31", "revenue": 125616000 } ], "totalEquity": 3012018000, "totalAssets": 24453564000, "equityRatio": 0.12317296570757538, "returnOnEquity": 0.09214353964684142, "dividendsPaid": 92829000, "payoutRatio": 0.3344731171947625, "dividendPerShare": 0.56, "dividendYearsRising": 0, "dividendCut": false, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "earningsPerShare": 1.68, "sharesOutstanding": 165929000, "bookValuePerShare": 18.15245074700625, "revenuePerShare": 0.7570466886439381, "range80": { "low": 108174497.82446776, "high": 148144334.29937035, "baseline": 129136666.07914223, "n": 4309, "band": "b01", "bandLabel": "$100M–1B", "method": "v4.1", "credibility": 0.4, "growthYears": 3, "ownVolatility": 0.08558727634304257, "classVolatility": 0.1022985825903761, "volatility": 0.09596391378392262 }, "ifPaceHeld": { "low": 108174497.82446776, "high": 148144334.29937035 } }, "edgarette": "🔖 Exposure: revenue $125.6M (FY2021). Experience: revenue up 6.1% on the year, up 0.6% a year over 4 years. Soundness: equity 12.3% of assets, return on equity 9.2%, payout 33.4% of profit. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $108.2M and $148.1M next year (method v4.1: its own 3-year record of growth weighed at 40% against $100M–1B filers; on a year the method never saw, 83.4% landed inside). In a shock year the stress range is $99.9M to $160.9M. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 6.1% against 7.2%.", "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "summary": "Old National Bancorp (ONB) grew revenue 6.1% in FY2021 to $126 million, equity 12.3% of assets. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
Old National Bancorp against its own record and its peers
Revenue, on the yearPeer median 7.2%6.1%Equity of assetsPeer median 10.5%12.3%Return on equityPeer median 10.3%9.2%Payout of profitPeer median 40.2%33.4%Gold tick: the median of 16–19 peers with $50M+ revenue in national commercial banks
", "chartHorizon": "
Handed back now, or kept to compound
Of each dollar of profit33.4% paid out66.6% keptHanded back per share$0.56Growth its own profit can fund6.1%retained x return on equityRevenue growth it managed6.1%last year, for comparison

Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 2, "hits": 2, "rate": 1, "method": "v4", "byYear": { "2020": [ 1, 1 ], "2021": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "Old National Bancorp (ONB) grew revenue 6.1% in FY2021 to $126 million, equity 12.3% of assets. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2021-12-31", "revenue": 125616000, "totalDebt": null, "cash": 822019000 }, "experience": { "revenueGrowth1y": 0.060650325500493985, "revenueGrowthPerYear": 0.0064719919041529295, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 2.209415997962043, "freeCashFlow": 281688000 }, "soundness": { "equityRatio": 0.12317296570757538, "returnOnEquity": 0.09214353964684142, "payoutRatio": 0.3344731171947625, "dividendPerShare": 0.56, "dividendYearsRising": 0, "dividendCut": false, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "healthWatch": { "window": "last 12 months", "since": "2025-09-26", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 2, "latest": { "filed": "2026-02-19", "url": "https://www.sec.gov/Archives/edgar/data/707179/000162828026009526/0001628280-26-009526-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "range": { "low": 108174497.82446776, "high": 148144334.29937035, "baseline": 129136666.07914223, "coverage": 0.8, "method": "v4.1", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); width = the company's own volatility of yearly growth, credibility-weighted against its size class (Buhlmann), scaled to the 80% target on 2023 and tested on 2024", "calibratedOn": { "companyYears": 4309, "sizeBand": "$100M–1B", "fitYears": [ 2018, 2022 ], "tuneYear": 2023, "testYear": 2024, "coverageOnTestYear": 0.8341 }, "credibility": { "weightOnOwnRecord": 0.4, "growthYears": 3, "ownVolatility": 0.08558727634304257, "classVolatility": 0.1022985825903761, "pricedVolatility": 0.09596391378392262, "k": 3 }, "stress": { "low": 99902722.07698877, "high": 160923749.66345897, "basis": "the same range with widths set to hold 80% across 2018-2023, pandemic years included" }, "kind": "a statistical range, not company guidance; no view on the share price", "track": { "backtest": { "tests": 2, "hits": 2, "rate": 1, "method": "v4", "byYear": { "2020": [ 1, 1 ], "2021": [ 1, 1 ] }, "note": "hindsight: the same credibility-weighted range on the company's own past years. Years 2018-2023 were used to fit or tune the method, so only 2025 outcomes are fully out of sample." }, "registry": null, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000707179.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=707179" }, "speedCash": null, "harbor": { "signs": [], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 0, "name": "New ship", "plain": "no warning signs" }, "cashFlow": { "fiscalYearEnd": "2021-12-31", "operating": 330380000, "investing": -1431583000, "financing": 1333510000, "capitalSpending": 48692000, "free": 281688000, "trend": [ { "fiscalYearEnd": "2017-12-31", "operating": 250083000, "free": 212780000 }, { "fiscalYearEnd": "2018-12-31", "operating": 234407000, "free": 201016000 }, { "fiscalYearEnd": "2019-12-31", "operating": 233756000, "free": 196333000 }, { "fiscalYearEnd": "2020-12-31", "operating": 219820000, "free": 188949000 }, { "fiscalYearEnd": "2021-12-31", "operating": 330380000, "free": 281688000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2021-12-31", "cash": 822019000, "shortTerm": 102886000, "longTerm": 7279180000, "equityHoldings": 13211000, "totalAssets": 24453564000, "ladder": { "within1y": 102886000, "y1to5": 2389054000, "y5to10": 2449808000, "y10plus": 2440318000, "noSingleDate": null }, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same range method applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so.", "healthWatch": "Distress-type events the company filed in the last 12 months (late-filing notices; 8-K items 1.03, 3.01, 2.04, 4.02, 4.01, 2.05, 2.06, 1.05, 5.02), each with its count and newest filing. Display only: they do not change the range or its receipt." }, "speedCash": null, "harbor": { "signs": [], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 0, "name": "New ship", "plain": "no warning signs" }, "cashFlow": { "fiscalYearEnd": "2021-12-31", "operating": 330380000, "investing": -1431583000, "financing": 1333510000, "capitalSpending": 48692000, "free": 281688000, "trend": [ { "fiscalYearEnd": "2017-12-31", "operating": 250083000, "free": 212780000 }, { "fiscalYearEnd": "2018-12-31", "operating": 234407000, "free": 201016000 }, { "fiscalYearEnd": "2019-12-31", "operating": 233756000, "free": 196333000 }, { "fiscalYearEnd": "2020-12-31", "operating": 219820000, "free": 188949000 }, { "fiscalYearEnd": "2021-12-31", "operating": 330380000, "free": 281688000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2021-12-31", "cash": 822019000, "shortTerm": 102886000, "longTerm": 7279180000, "equityHoldings": 13211000, "totalAssets": 24453564000, "ladder": { "within1y": 102886000, "y1to5": 2389054000, "y5to10": 2449808000, "y10plus": 2440318000, "noSingleDate": null }, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }