# The St. Joe Company (JOE) · Edgar & Edgarette company card

> The St. Joe Company (JOE) grew revenue 27.4% in FY2025 to $513 million, operating margin 28.5% against a 4.3% median for land subdividers & developers (no cemeteries), equity 50.5% of assets, and dividend per share up 6 years running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 745308 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/JOE) · [JSON](https://www.pops4.com/boards/company/JOE.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $513M |
| Revenue growth, 1 year | 27.4% |
| Revenue growth per year | 17.7% |
| Operating margin | 28.5% (prior year 23.7%) |
| Net margin | 22.6% |
| Operating cash flow | $191M |
| Capital spending | $4M |
| Free cash flow | $187M |
| Cash | $130M |
| Long-term debt | $391M |
| Total assets | $1.5B |
| Total equity | $766M |
| Equity ÷ assets | 50.5% |
| Return on equity | 15.1% |
| Dividend per share | $0.58 |
| Dividend years rising | 6 |

## Readings, computed from those figures

- Piotroski F: 8 of 9 (strong)
- Health Harbor boat: Sound ship · one warning sign · revenue is hard to predict: its 80% range is ±27%
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $513.2M (FY2025), total debt $391.2M. Experience: revenue up 27.4% on the year, up 17.7% a year over 4 years; operating margin 28.5%, up from 23.7%. Soundness: equity 50.5% of assets, return on equity 15.1%, payout 29.0% of profit, dividend per share up 6 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $484.2M and $848.3M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $420.1M to $983.3M. A statistical range, not company guidance. Against peers (26 filers, $50M+ revenue, its industry group): operating margin 28.5% against a 4.3% median; growth 27.4% against 5.7%.

Range logged 2026-10-31, receipt 2c6a5560327993c8, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 10-Q · filed 2026-10-28 · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926119631/0001104659-26-119631-index.htm)
- 8-K · filed 2026-10-28 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926119626/0001104659-26-119626-index.htm)
- 10-Q · filed 2026-07-29 · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926088152/0001104659-26-088152-index.htm)
- 8-K · filed 2026-07-29 · 2.02 Results of Operations and Financial Condition; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926088142/0001104659-26-088142-index.htm)
- 8-K · filed 2026-05-14 · 5.07 Submission of Matters to a Vote of Security Holders · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926061171/0001104659-26-061171-index.htm)
- 8-K · filed 2026-05-12 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/745308/000110465926058957/0001104659-26-058957-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000745308.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=745308

## Cite

POPS4, Edgar & Edgarette: The St. Joe Company (JOE) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/JOE. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.