{ "ok": true, "cik": "763901", "ticker": "BPOP", "name": "POPULAR, INC.", "filings": [ { "form": "8-K", "filed": "2026-08-20", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526359008/0001193125-26-359008-index.htm" }, { "form": "8-K", "filed": "2026-08-20", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526358984/0001193125-26-358984-index.htm" }, { "form": "10-Q", "filed": "2026-08-07", "items": [], "url": "https://www.sec.gov/Archives/edgar/data/763901/000076390126000019/0000763901-26-000019-index.htm" }, { "form": "8-K", "filed": "2026-07-23", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526313376/0001193125-26-313376-index.htm" }, { "form": "8-K", "filed": "2026-07-23", "items": [ "5.02 Departure or Election of Directors; Appointment of Officers", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526313373/0001193125-26-313373-index.htm" }, { "form": "8-K", "filed": "2026-07-23", "items": [ "2.02 Results of Operations and Financial Condition", "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/763901/000076390126000013/0000763901-26-000013-index.htm" } ], "events12m": 15, "healthWatch": { "window": "last 12 months", "since": "2025-09-27", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 4, "latest": { "filed": "2026-08-20", "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526359008/0001193125-26-359008-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000763901.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=763901" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets and no trading recommendations.", "edgar": "🫧 Edgar looked up POPULAR, INC. ($BPOP). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-08-20. 15 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2012-12-31", "revenue": 756100000, "revenueGrowth1y": 0.16004332710429492, "revenueGrowthPerYear": 0.2978294876369201, "yearsOfData": 3, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.32439492130670544, "operatingCashFlow": 524126000, "capitalSpending": 54899000, "freeCashFlow": 469227000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": null, "longTermDebt": null, "longTermDebtChange": null, "revenueHistory": [ { "fiscalYearEnd": "2010-12-31", "revenue": 448734000 }, { "fiscalYearEnd": "2011-12-31", "revenue": 651786000 }, { "fiscalYearEnd": "2012-12-31", "revenue": 756100000 } ], "totalEquity": 4110000000, "totalAssets": 36507535000, "equityRatio": 0.11257949899931617, "returnOnEquity": 0.05967761557177616, "dividendsPaid": 3723000, "payoutRatio": 0.015178880848027723, "dividendPerShare": 2.9, "dividendYearsRising": 7, "dividendCut": false, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "earningsPerShare": 2.36, "sharesOutstanding": 102653610, "bookValuePerShare": 40.03755932207353, "revenuePerShare": 7.3655471054549375, "range80": { "low": 732952027.3330684, "high": 1178038260.9696553, "baseline": 929198817.6129164, "n": 4309, "band": "b01" }, "ifPaceHeld": { "low": 732952027.3330684, "high": 1178038260.9696553 } }, "edgarette": "🔖 Exposure: revenue $756.1M (FY2012). Experience: revenue up 16.0% on the year, up 29.8% a year over 2 years. Soundness: equity 11.3% of assets, return on equity 6.0%, payout 1.5% of profit, dividend per share up 7 years running. Credibility: 3 audited years, moderate weight. Range: 80% of past cases like this landed between $733.0M and $1.2B next year (method v3, set from 4,309 SEC company-years; on a year the method never saw, 83% landed inside). A statistical range, not company guidance. Against peers (31 filers, $50M+ revenue, state commercial banks): growth 16.0% against 7.5%.", "peers": { "sic": 6022, "sicDescription": "State Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6022", "growth": [ 0.0753, 31 ], "equityRatio": [ 0.1055, 31 ], "returnOnEquity": [ 0.0969, 31 ], "payoutRatio": [ 0.3789, 29 ] }, "summary": "Popular (BPOP) grew revenue 16.0% in FY2012 to $756 million, equity 11.3% of assets, and dividend per share up 7 years running. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
POPULAR, INC. against its own record and its peers
Revenue, on the yearPeer median 7.5%16.0%Equity of assetsPeer median 10.5%11.3%Return on equityPeer median 9.7%6.0%Payout of profitPeer median 37.9%1.5%Gold tick: the median of 29–31 peers with $50M+ revenue in state commercial banks
", "chartHorizon": "
Handed back now, or kept to compound · of each dollar of profit
1.5% paid out98.5% keptHanded back per share$2.9up 7 years runningGrowth its own profit can fund5.9%managed 16.0% last year

Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 0, "hits": 0, "rate": null, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "Popular (BPOP) grew revenue 16.0% in FY2012 to $756 million, equity 11.3% of assets, and dividend per share up 7 years running. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2012-12-31", "revenue": 756100000, "totalDebt": null, "cash": null }, "experience": { "revenueGrowth1y": 0.16004332710429492, "revenueGrowthPerYear": 0.2978294876369201, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.32439492130670544, "freeCashFlow": 469227000 }, "soundness": { "equityRatio": 0.11257949899931617, "returnOnEquity": 0.05967761557177616, "payoutRatio": 0.015178880848027723, "dividendPerShare": 2.9, "dividendYearsRising": 7, "dividendCut": false, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6022, "sicDescription": "State Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6022", "growth": [ 0.0753, 31 ], "equityRatio": [ 0.1055, 31 ], "returnOnEquity": [ 0.0969, 31 ], "payoutRatio": [ 0.3789, 29 ] }, "credibility": { "auditedYears": 3, "weight": "moderate", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "healthWatch": { "window": "last 12 months", "since": "2025-09-27", "signals": [ { "code": "5.02", "label": "Director or officer change", "count": 4, "latest": { "filed": "2026-08-20", "url": "https://www.sec.gov/Archives/edgar/data/763901/000119312526359008/0001193125-26-359008-index.htm" } } ], "note": "Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt." }, "range": { "low": 732952027.3330684, "high": 1178038260.9696553, "baseline": 929198817.6129164, "coverage": 0.8, "method": "v3", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); range = 10th to 90th percentile of how SEC company-years of the same size band actually turned out", "calibratedOn": { "companyYears": 4309, "sizeBand": "b01" }, "credibility": null, "stress": null, "kind": "a statistical range, not company guidance; no view on the share price", "track": { "backtest": { "tests": 0, "hits": 0, "rate": null, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "registry": null, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000763901.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=763901" }, "speedCash": null, "harbor": { "signs": [], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 0, "name": "New ship", "plain": "no warning signs" }, "cashFlow": { "fiscalYearEnd": "2012-12-31", "operating": 524126000, "investing": 236642000, "financing": -856687000, "capitalSpending": 54899000, "free": 469227000, "trend": [ { "fiscalYearEnd": "2010-12-31", "operating": 163159000, "free": 96304000 }, { "fiscalYearEnd": "2011-12-31", "operating": 676673000, "free": 626630000 }, { "fiscalYearEnd": "2012-12-31", "operating": 524126000, "free": 469227000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2012-12-31", "cash": null, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 36507535000, "ladder": null, "currentRatio": null, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same range method applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so.", "healthWatch": "Distress-type events the company filed in the last 12 months (late-filing notices; 8-K items 1.03, 3.01, 2.04, 4.02, 4.01, 2.05, 2.06, 1.05, 5.02), each with its count and newest filing. Display only: they do not change the range or its receipt." }, "speedCash": null, "harbor": { "signs": [], "rule": "Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider.", "level": 0, "name": "New ship", "plain": "no warning signs" }, "cashFlow": { "fiscalYearEnd": "2012-12-31", "operating": 524126000, "investing": 236642000, "financing": -856687000, "capitalSpending": 54899000, "free": 469227000, "trend": [ { "fiscalYearEnd": "2010-12-31", "operating": 163159000, "free": 96304000 }, { "fiscalYearEnd": "2011-12-31", "operating": 676673000, "free": 626630000 }, { "fiscalYearEnd": "2012-12-31", "operating": 524126000, "free": 469227000 } ], "note": "Annual, as filed in 10-K cash flow statements; negative investing/financing = cash going out (capital spending, buybacks, dividends, debt repaid)." }, "investments": { "fiscalYearEnd": "2012-12-31", "cash": null, "shortTerm": null, "longTerm": null, "equityHoldings": null, "totalAssets": 36507535000, "ladder": null, "currentRatio": null, "unrealizedGain": null, "unrealizedLoss": null, "note": "Balance-sheet cash and investment securities at fiscal year end, as filed; short-term = due or saleable within a year. Insurers and banks hold most of their book here." } }