# AMERICA’S CAR-MART, INC. (CRMT) · Edgar & Edgarette company card

> America’s Car-Mart (CRMT) saw revenue fall 7.9% in FY2026 to $1.3 billion, equity 31.4% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 799850 · fiscal year ended 2026-04-30 · 5 audited years read · [page](https://www.pops4.com/boards/company/CRMT) · [JSON](https://www.pops4.com/boards/company/CRMT.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.3B |
| Revenue growth, 1 year | -7.9% |
| Revenue growth per year | 1.9% |
| Operating margin | — |
| Net margin | -10.9% |
| Operating cash flow | $65M |
| Capital spending | $2M |
| Free cash flow | $63M |
| Cash | $47M |
| Long-term debt | $722M |
| Total assets | $1.4B |
| Total equity | $446M |
| Equity ÷ assets | 31.4% |
| Return on equity | -31.2% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 5 of 9 (middling)
- Health Harbor boat: Weathered boat · two warning signs · filed restructuring or exit costs, material impairment in the last 12 months; slow and jumpy: growing slower than its size class, with revenue that swings more
- Cash Compass: Fading · slow and jumpy, lagging its peers

## Edgarette's reading

Exposure: revenue $1.3B (FY2026), total debt $722.4M. Experience: revenue down 7.9% on the year, up 1.9% a year over 4 years. Soundness: equity 31.4% of assets, return on equity -31.2%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $987.5M and $1.4B next year (method v4.1: its own 5-year record of growth weighed at 57% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $864.5M to $1.6B. A statistical range, not company guidance. Against peers (11 filers, $50M+ revenue, retail-auto dealers & gasoline stations): growth -7.9% against 4.6%.

Range logged 2026-09-24, receipt 2e72174d9d9b97d9, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 2.05 Restructuring or exit costs: 1, latest 2026-04-07 ([filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326002302/0001171843-26-002302-index.htm))
- Item 2.06 Material impairment: 1, latest 2026-04-07 ([filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326002302/0001171843-26-002302-index.htm))
- Item 5.02 Director or officer change: 4, latest 2026-09-24 ([filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006214/0001171843-26-006214-index.htm))

## Recent filings

- 8-K · filed 2026-11-02 · 1.01 Entry into a Material Definitive Agreement · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326007015/0001171843-26-007015-index.htm)
- 8-K · filed 2026-10-21 · 1.01 Entry into a Material Definitive Agreement; 2.03 Creation of a Direct Financial Obligation; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006742/0001171843-26-006742-index.htm)
- 8-K · filed 2026-10-15 · 1.01 Entry into a Material Definitive Agreement; 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006667/0001171843-26-006667-index.htm)
- 8-K · filed 2026-10-08 · 1.01 Entry into a Material Definitive Agreement; 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006538/0001171843-26-006538-index.htm)
- 8-K · filed 2026-10-01 · 1.01 Entry into a Material Definitive Agreement; 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006326/0001171843-26-006326-index.htm)
- 8-K · filed 2026-09-24 · 1.01 Entry into a Material Definitive Agreement; 8.01 Other Events · [filing](https://www.sec.gov/Archives/edgar/data/799850/000117184326006216/0001171843-26-006216-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000799850.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=799850

## Cite

POPS4, Edgar & Edgarette: AMERICA’S CAR-MART, INC. (CRMT) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/CRMT. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.