# ATLANTIC AMERICAN CORPORATION (AAME) · Edgar & Edgarette company card

> Atlantic American (AAME) grew revenue 11.9% in FY2025 to $210 million, operating margin 1.8%, equity 27.8% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 8177 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/AAME) · [JSON](https://www.pops4.com/boards/company/AAME.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $210M |
| Revenue growth, 1 year | 11.9% |
| Revenue growth per year | 1.3% |
| Operating margin | 1.8% (prior year -0.7%) |
| Net margin | 2.9% |
| Operating cash flow | $33M |
| Capital spending | $466,000 |
| Free cash flow | $32M |
| Cash | $44M |
| Long-term debt | — |
| Total assets | $434M |
| Total equity | $121M |
| Equity ÷ assets | 27.8% |
| Return on equity | 5.0% |
| Dividend per share | $0.02 |
| Dividend years rising | 0 |

## Readings, computed from those figures

- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: Sound ship · one warning sign · filed late annual report notice, late quarterly report notice in the last 12 months
- Cash Compass: Steady earner · steady and paying a dividend, with average cash

## Edgarette's reading

Exposure: revenue $210.4M (FY2025). Experience: revenue up 11.9% on the year, up 1.3% a year over 4 years; operating margin 1.8%, up from -0.7%. Soundness: equity 27.8% of assets, return on equity 5.0%, payout 6.8% of profit. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $192.4M and $257.2M next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $178.8M to $277.6M. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, life insurance): growth 11.9% against 5.5%.

Range logged 2026-10-19, receipt abc7dec020fb0c0f, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item NT 10-K Late annual report notice: 1, latest 2026-04-01 ([filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126012660/0001140361-26-012660-index.htm))
- Item 3.01 Exchange listing notice or transfer: 4, latest 2026-10-22 ([filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126040528/0001140361-26-040528-index.htm))
- Item NT 10-Q Late quarterly report notice: 2, latest 2026-08-17 ([filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126033382/0001140361-26-033382-index.htm))
- Item 5.02 Director or officer change: 1, latest 2026-05-05 ([filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126019108/0001140361-26-019108-index.htm))

## Recent filings

- DEF 14A · filed 2026-10-23 · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126040638/0001140361-26-040638-index.htm)
- 8-K · filed 2026-10-22 · 3.01 Notice of Delisting or Failure to Satisfy a Listing Rule; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126040528/0001140361-26-040528-index.htm)
- 10-K · filed 2026-10-16 · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126039933/0001140361-26-039933-index.htm)
- 8-K · filed 2026-10-16 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126039912/0001140361-26-039912-index.htm)
- 8-K · filed 2026-08-26 · 3.01 Notice of Delisting or Failure to Satisfy a Listing Rule; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126034470/0001140361-26-034470-index.htm)
- 8-K · filed 2026-08-05 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/8177/000114036126031431/0001140361-26-031431-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000008177.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=8177

## Cite

POPS4, Edgar & Edgarette: ATLANTIC AMERICAN CORPORATION (AAME) company card, from the company's own SEC filings, accessed 2026-11-06, https://www.pops4.com/boards/company/AAME. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.