# EZCORP, INC. (EZPW) · Edgar & Edgarette company card

> Ezcorp (EZPW) grew revenue 9.7% in FY2025 to $1.3 billion, operating margin 11.7% against a 4.7% median for miscellaneous retail, equity 52.6% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 876523 · fiscal year ended 2025-09-30 · 5 audited years read · [page](https://www.pops4.com/boards/company/EZPW) · [JSON](https://www.pops4.com/boards/company/EZPW.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $1.3B |
| Revenue growth, 1 year | 9.7% |
| Revenue growth per year | 15.0% |
| Operating margin | 11.7% (prior year 9.7%) |
| Net margin | 8.6% |
| Operating cash flow | $149M |
| Capital spending | $39M |
| Free cash flow | $110M |
| Cash | $470M |
| Long-term debt | $518M |
| Total assets | $2.0B |
| Total equity | $1.0B |
| Equity ÷ assets | 52.6% |
| Return on equity | 10.7% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: 5.81 (safe zone)
- Piotroski F: 6 of 9 (solid)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Cash cow later · growing fast, and already turning revenue into cash

## Edgarette's reading

Exposure: revenue $1.3B (FY2025), total debt $518.1M. Experience: revenue up 9.7% on the year, up 15.0% a year over 4 years; operating margin 11.7%, up from 9.7%. Soundness: equity 52.6% of assets, return on equity 10.7%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.3B and $1.5B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $1.2B to $1.6B. A statistical range, not company guidance. Against peers (9 filers, $50M+ revenue, retail-miscellaneous retail): operating margin 11.7% against a 4.7% median; growth 9.7% against 7.9%.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 8-K · filed 2026-08-05 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000064/0000876523-26-000064-index.htm)
- 10-Q · filed 2026-08-05 · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000063/0000876523-26-000063-index.htm)
- 8-K · filed 2026-05-18 · 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000050/0000876523-26-000050-index.htm)
- 8-K · filed 2026-05-06 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000046/0000876523-26-000046-index.htm)
- 10-Q · filed 2026-05-06 · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000045/0000876523-26-000045-index.htm)
- 8-K · filed 2026-03-27 · 5.07 Submission of Matters to a Vote of Security Holders; 7.01 Regulation FD Disclosure · [filing](https://www.sec.gov/Archives/edgar/data/876523/000087652326000028/0000876523-26-000028-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000876523.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=876523

## Cite

POPS4, Edgar & Edgarette: EZCORP, INC. (EZPW) company card, from the company's own SEC filings, accessed 2026-11-04, https://www.pops4.com/boards/company/EZPW. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.