{ "ok": true, "cik": "927628", "ticker": "COF", "name": "CAPITAL ONE FINANCIAL CORP", "filings": [ { "form": "8-K", "filed": "2026-09-15", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000119312526391921/0001193125-26-391921-index.htm" }, { "form": "8-K", "filed": "2026-09-15", "items": [ "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000134/0000927628-26-000134-index.htm" }, { "form": "8-K", "filed": "2026-09-15", "items": [ "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000132/0000927628-26-000132-index.htm" }, { "form": "8-K", "filed": "2026-09-01", "items": [ "5.03 Amendments to Articles or Bylaws; Change in Fiscal Year", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000119312526378455/0001193125-26-378455-index.htm" }, { "form": "8-K", "filed": "2026-08-20", "items": [ "8.01 Other Events", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000119312526358268/0001193125-26-358268-index.htm" }, { "form": "8-K", "filed": "2026-08-17", "items": [ "7.01 Regulation FD Disclosure", "9.01 Financial Statements and Exhibits" ], "url": "https://www.sec.gov/Archives/edgar/data/927628/000092762826000093/0000927628-26-000093-index.htm" } ], "events12m": 31, "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000927628.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=927628" }, "license": "Figures as filed with the SEC. Card text CC BY 4.0, POPS4.", "notAdvice": "Reporting, not investment advice. No price targets, no buy or sell views.", "edgar": "🫧 Edgar looked up CAPITAL ONE FINANCIAL CORP ($COF). Last filing: 8-K (8.01 Other Events), 2026-09-15. 31 event filings (8-K) in the past twelve months.", "auditor": { "changes": [], "nonReliance": [], "restatedSince": null }, "metrics": { "fiscalYearEnd": "2025-12-31", "revenue": 53434000000, "revenueGrowth1y": 0.3661791777459604, "revenueGrowthPerYear": 0.1510948079102732, "yearsOfData": 5, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.04590710034809298, "operatingCashFlow": 27718000000, "capitalSpending": 1578000000, "freeCashFlow": 26140000000, "researchAndDevelopment": null, "researchShareOfRevenue": null, "cash": 62093000000, "longTermDebt": 49913000000, "longTermDebtChange": 0.10944897641645746, "revenueHistory": [ { "fiscalYearEnd": "2021-12-31", "revenue": 30435000000 }, { "fiscalYearEnd": "2022-12-31", "revenue": 34250000000 }, { "fiscalYearEnd": "2023-12-31", "revenue": 36787000000 }, { "fiscalYearEnd": "2024-12-31", "revenue": 39112000000 }, { "fiscalYearEnd": "2025-12-31", "revenue": 53434000000 } ], "totalEquity": 113616000000, "totalAssets": 669009000000, "equityRatio": 0.1698273117402008, "returnOnEquity": 0.021590268976200536, "dividendsPaid": 1516000000, "payoutRatio": 0.6180187525479005, "dividendPerShare": 1.6, "dividendYearsRising": 0, "dividendCut": false, "priceBased": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown.", "range80": { "low": 53341543900.51825, "high": 76543495814.73659, "baseline": 67486771129.19819, "n": 1471, "band": "b10" }, "ifPaceHeld": { "low": 53341543900.51825, "high": 76543495814.73659 } }, "edgarette": "🔖 Exposure: revenue $53.4B (FY2025), total debt $49.9B. Experience: revenue up 36.6% on the year, up 15.1% a year over 4 years. Soundness: equity 17.0% of assets, return on equity 2.2%, payout 61.8% of profit. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $53.3B and $76.5B next year (method v3, set from 1,471 SEC company-years; on a year the method never saw, 83% landed inside). A range, not a forecast. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 36.6% against 7.2%.", "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "summary": "Capital One Financial (COF) grew revenue 36.6% in FY2025 to $53.4 billion, equity 17.0% of assets. Every figure is from the company’s own annual report filed with the SEC.", "chart": "
CAPITAL ONE FINANCIAL CORP against its own record and its peers
Revenue, on the yearPeer median 7.2%36.6%Equity of assetsPeer median 10.5%17.0%Return on equityPeer median 10.3%2.2%Payout of profitPeer median 40.2%61.8%Gold tick: the median of 16–19 peers with $50M+ revenue in national commercial banks
", "chartHorizon": "
Handed back now, or kept to compound
Of each dollar of profit61.8% paid out38.2% keptHanded back per share$1.6Growth its own profit can fund0.8%retained x return on equityRevenue growth it managed36.6%last year, for comparison

Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.

", "backtest": { "tests": 14, "hits": 12, "rate": 0.8571428571428571, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "registry": { "logged": "2026-09-20T13:12:33.703Z", "hash": "6b9554246880fa2d", "status": "open" }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "schema": "pops4.edgarette.card/1", "card": { "summary": "Capital One Financial (COF) grew revenue 36.6% in FY2025 to $53.4 billion, equity 17.0% of assets. Every figure is from the company’s own annual report filed with the SEC.", "exposure": { "fiscalYearEnd": "2025-12-31", "revenue": 53434000000, "totalDebt": 49913000000, "cash": 62093000000 }, "experience": { "revenueGrowth1y": 0.3661791777459604, "revenueGrowthPerYear": 0.1510948079102732, "operatingMargin": null, "operatingMarginPrior": null, "netMargin": 0.04590710034809298, "freeCashFlow": 26140000000 }, "soundness": { "equityRatio": 0.1698273117402008, "returnOnEquity": 0.021590268976200536, "payoutRatio": 0.6180187525479005, "dividendPerShare": 1.6, "dividendYearsRising": 0, "dividendCut": false, "note": "Dividend yield, price/earnings and price/book need a share price. The boards carry filings only, so they are not shown." }, "peers": { "sic": 6021, "sicDescription": "National Commercial Banks", "calendarYear": 2025, "minRevenue": 50000000, "depth": 4, "group": "6021", "growth": [ 0.0717, 20 ], "equityRatio": [ 0.1055, 19 ], "returnOnEquity": [ 0.1028, 18 ], "payoutRatio": [ 0.4022, 16 ] }, "credibility": { "auditedYears": 5, "weight": "reasonable", "standard": "ASOP No. 25", "nonReliance": null, "auditorChange": null }, "range": { "low": 53341543900.51825, "high": 76543495814.73659, "baseline": 67486771129.19819, "coverage": 0.8, "method": "v3", "basis": "next fiscal year revenue: baseline = revenue x (1 + mean of one-year and three-year pace); range = 10th to 90th percentile of how SEC company-years of the same size band actually turned out", "calibratedOn": { "companyYears": 1471, "sizeBand": "b10" }, "kind": "a calibrated range, not a forecast; no view on the share price", "track": { "backtest": { "tests": 14, "hits": 12, "rate": 0.8571428571428571, "method": "v3", "note": "hindsight: past years, same calibrated range. The range was calibrated on 2022-2024 SEC data, so years in that window are partly in-sample." }, "registry": { "logged": "2026-09-20T13:12:33.703Z", "hash": "6b9554246880fa2d", "status": "open" }, "scorecard": "https://www.pops4.com/boards/scorecard" } }, "caution": "Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.", "sources": { "facts": "https://data.sec.gov/api/xbrl/companyfacts/CIK0000927628.json", "filings": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=927628" } }, "definitions": { "operatingMargin": "Operating income divided by revenue.", "netMargin": "Net income divided by revenue.", "freeCashFlow": "Cash from operations minus spending on property and equipment.", "researchShareOfRevenue": "Research and development expense for the year as a share of revenue, both as filed.", "equityRatio": "Shareholders equity as a share of total assets, both as filed. Higher means less of the company is owed to someone else.", "returnOnEquity": "Net income for the year against shareholders equity at year end.", "payoutRatio": "Dividends paid as a share of net income, in the year the cash went out.", "dividendYearsRising": "Consecutive years, counted back from the last on record, in which dividend per share rose. A fall ends the run and is reported as dividendCut.", "revenueGrowthPerYear": "Compound annual growth between the first and latest fiscal years shown.", "credibility": "How much weight a record deserves, in the actuarial sense (ASOP No. 25): more audited years, more weight.", "peers": "Medians of SEC filers with $50M+ revenue in the same industry code (SIC), narrowest group with at least 8 filers, calendar-year figures from SEC XBRL frames.", "backtest": "The same if-the-pace-held arithmetic applied to the company's own past years, scored against what it actually reported next. Hindsight, and labelled so." } }