# METROPOLITAN LIFE INSURANCE CO · Edgar & Edgarette company card

> Metropolitan Life Insurance grew revenue 3.3% in FY2025 to $43.3 billion, equity 3.6% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 937834 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/937834) · [JSON](https://www.pops4.com/boards/company/937834.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $43.3B |
| Revenue growth, 1 year | 3.3% |
| Revenue growth per year | 1.3% |
| Operating margin | — |
| Net margin | 3.6% |
| Operating cash flow | $9.0B |
| Capital spending | — |
| Free cash flow | — |
| Cash | $8.4B |
| Long-term debt | $1.0B |
| Total assets | $383.5B |
| Total equity | $13.9B |
| Equity ÷ assets | 3.6% |
| Return on equity | 11.2% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (4 of 6 tested)
- Health Harbor boat: Sound ship · one warning sign · slow and jumpy: growing slower than its size class, with revenue that swings more
- Cash Compass: Fading · slow and jumpy, lagging its peers

## Edgarette's reading

Exposure: revenue $43.3B (FY2025), total debt $1.0B. Experience: revenue up 3.3% on the year, up 1.3% a year over 4 years. Soundness: equity 3.6% of assets, return on equity 11.2%, payout 147.0% of profit. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $35.5B and $49.9B next year (method v4.1: its own 4-year record of growth weighed at 50% against $10B+ filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $30.6B to $57.1B. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, life insurance): growth 3.3% against 5.5%.

Range logged 2026-11-11, receipt ceaeaaba976d264b, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

No warning filings in the window.

## Recent filings

- 10-Q · filed 2026-11-10 · [filing](https://www.sec.gov/Archives/edgar/data/937834/000093783426000017/0000937834-26-000017-index.htm)
- 8-K · filed 2026-11-10 · 1.01 Entry into a Material Definitive Agreement; 2.03 Creation of a Direct Financial Obligation; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/937834/000119312526454374/0001193125-26-454374-index.htm)
- 10-Q · filed 2026-08-11 · [filing](https://www.sec.gov/Archives/edgar/data/937834/000093783426000011/0000937834-26-000011-index.htm)
- 10-Q · filed 2026-05-12 · [filing](https://www.sec.gov/Archives/edgar/data/937834/000093783426000006/0000937834-26-000006-index.htm)
- 10-K · filed 2026-03-11 · [filing](https://www.sec.gov/Archives/edgar/data/937834/000093783426000003/0000937834-26-000003-index.htm)
- 10-Q · filed 2025-11-12 · [filing](https://www.sec.gov/Archives/edgar/data/937834/000093783425000014/0000937834-25-000014-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000937834.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=937834

## Cite

POPS4, Edgar & Edgarette: METROPOLITAN LIFE INSURANCE CO company card, from the company's own SEC filings, accessed 2026-11-11, https://www.pops4.com/boards/company/937834. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.