# STEWART INFORMATION SERVICES CORP (STC) · Edgar & Edgarette company card

> Stewart Information Services (STC) grew revenue 17.3% in FY2025 to $2.9 billion, equity 50.5% of assets, and dividend per share up 5 years running. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 94344 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/STC) · [JSON](https://www.pops4.com/boards/company/STC.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $2.9B |
| Revenue growth, 1 year | 17.3% |
| Revenue growth per year | -3.0% |
| Operating margin | — |
| Net margin | 4.5% |
| Operating cash flow | $206M |
| Capital spending | $73M |
| Free cash flow | $132M |
| Cash | $322M |
| Long-term debt | $647M |
| Total assets | $3.3B |
| Total equity | $1.6B |
| Equity ÷ assets | 50.5% |
| Return on equity | 7.9% |
| Dividend per share | $2.05 |
| Dividend years rising | 5 |

## Readings, computed from those figures

- Piotroski F: 4 of 9 (4 of 6 tested)
- Health Harbor boat: Sound ship · one warning sign · slow and jumpy: growing slower than its size class, with revenue that swings more
- Cash Compass: Fading · slow and jumpy, lagging its peers

## Edgarette's reading

Exposure: revenue $2.9B (FY2025), total debt $646.6M. Experience: revenue up 17.3% on the year, down 3.0% a year over 4 years. Soundness: equity 50.5% of assets, return on equity 7.9%, payout 44.9% of profit, dividend per share up 5 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $2.4B and $3.9B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $2.0B to $4.7B. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, its industry group): growth 17.3% against 7.9%.

Range logged 2026-11-06, receipt 665d28f1e708d210, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 5.02 Director or officer change: 1, latest 2026-11-05 ([filing](https://www.sec.gov/Archives/edgar/data/94344/000110465926123366/0001104659-26-123366-index.htm))

## Recent filings

- 8-K · filed 2026-11-05 · 5.02 Departure or Election of Directors; Appointment of Officers; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/94344/000110465926123366/0001104659-26-123366-index.htm)
- 10-Q · filed 2026-11-04 · [filing](https://www.sec.gov/Archives/edgar/data/94344/000009434426000022/0000094344-26-000022-index.htm)
- 8-K · filed 2026-10-21 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/94344/000110465926117852/0001104659-26-117852-index.htm)
- 8-K · filed 2026-08-31 · 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/94344/000110465926103563/0001104659-26-103563-index.htm)
- 10-Q · filed 2026-08-04 · [filing](https://www.sec.gov/Archives/edgar/data/94344/000009434426000016/0000094344-26-000016-index.htm)
- 8-K · filed 2026-07-22 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/94344/000110465926085825/0001104659-26-085825-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000094344.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=94344

## Cite

POPS4, Edgar & Edgarette: STEWART INFORMATION SERVICES CORP (STC) company card, from the company's own SEC filings, accessed 2026-11-06, https://www.pops4.com/boards/company/STC. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.