# CBIZ, Inc. (CBZ) · Edgar & Edgarette company card

> Cbiz (CBZ) grew revenue 52.1% in FY2025 to $2.8 billion, operating margin 8.5% against a 7.9% median for business services, equity 40.0% of assets. Every figure is from the company’s own annual report filed with the SEC.

SEC CIK 944148 · fiscal year ended 2025-12-31 · 5 audited years read · [page](https://www.pops4.com/boards/company/CBZ) · [JSON](https://www.pops4.com/boards/company/CBZ.json)

## Figures, as filed in the 10-K

| Measure | Value |
|---|---|
| Revenue | $2.8B |
| Revenue growth, 1 year | 52.1% |
| Revenue growth per year | 25.7% |
| Operating margin | 8.5% (prior year 4.1%) |
| Net margin | 4.2% |
| Operating cash flow | $192M |
| Capital spending | $17M |
| Free cash flow | $176M |
| Cash | $18M |
| Long-term debt | $1.5B |
| Total assets | $4.4B |
| Total equity | $1.8B |
| Equity ÷ assets | 40.0% |
| Return on equity | 6.6% |
| Dividend per share | — |
| Dividend years rising | — |

## Readings, computed from those figures

- Altman Z: 2.05 (grey zone)
- Piotroski F: 7 of 9 (solid)
- Health Harbor boat: New ship · no warning signs
- Cash Compass: Fast, cash not yet · growing fast, but little cash arriving so far

## Edgarette's reading

Exposure: revenue $2.8B (FY2025), total debt $1.5B. Experience: revenue up 52.1% on the year, up 25.7% a year over 4 years; operating margin 8.5%, up from 4.1%. Soundness: equity 40.0% of assets, return on equity 6.6%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $3.1B and $4.4B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $2.8B to $5.0B. A statistical range, not company guidance. Against peers (70 filers, $50M+ revenue, services-business services, nec): operating margin 8.5% against a 7.9% median; growth 52.1% against 10.2%.

Range logged 2026-11-01, receipt 9f2d8e3c55d1e4d0, status open. A statistical range, not company guidance.

## Health Watch, last 12 months

- Item 3.01 Exchange listing notice or transfer: 1, latest 2026-11-02 ([filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526442819/0001193125-26-442819-index.htm))
- Item 5.02 Director or officer change: 3, latest 2026-11-02 ([filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526442819/0001193125-26-442819-index.htm))

## Recent filings

- 8-K · filed 2026-11-02 · 1.02 Termination of a Material Definitive Agreement; 2.01 Completion of Acquisition or Disposition of Assets; 3.01 Notice of Delisting or Failure to Satisfy a Listing Rule; 3.03 Material Modifications to Rights of Security Holders; 5.01 Changes in Control of Registrant; 5.02 Departure or Election of Directors; Appointment of Officers; 5.03 Amendments to Articles or Bylaws; Change in Fiscal Year; 8.01 Other Events; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526442819/0001193125-26-442819-index.htm)
- 10-Q · filed 2026-10-30 · [filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526441755/0001193125-26-441755-index.htm)
- 8-K · filed 2026-10-27 · 5.07 Submission of Matters to a Vote of Security Holders; 7.01 Regulation FD Disclosure · [filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526434465/0001193125-26-434465-index.htm)
- 8-K · filed 2026-10-22 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure · [filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526428672/0001193125-26-428672-index.htm)
- 8-K · filed 2026-10-19 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits · [filing](https://www.sec.gov/Archives/edgar/data/944148/000119312526424639/0001193125-26-424639-index.htm)
- 10-Q · filed 2026-08-04 · [filing](https://www.sec.gov/Archives/edgar/data/944148/000094414826000096/0000944148-26-000096-index.htm)

## Sources

- facts: https://data.sec.gov/api/xbrl/companyfacts/CIK0000944148.json
- filings: https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=944148

## Cite

POPS4, Edgar & Edgarette: CBIZ, Inc. (CBZ) company card, from the company's own SEC filings, accessed 2026-11-03, https://www.pops4.com/boards/company/CBZ. CC BY 4.0. For a figure, add the filing URL under filings or sources.

DOI https://doi.org/10.5281/zenodo.23672509 · catalog https://www.pops4.com/boards/catalog.json · Figures as filed with the SEC. Card text CC BY 4.0, POPS4.

Reporting, not investment advice. No price targets and no trading recommendations.

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price.

