Oxbridge Re Holdings $OXBR Read from its own SEC filings · nothing written, nothing inferred
🫧 Edgar looked up OXBRIDGE RE HOLDINGS LIMITED ($OXBR). Last filing: 8-K (2.02 Results of Operations and Financial Condition), 2026-08-13. 8 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $2.6M (FY2025). Experience: revenue up 372.0% on the year, down 29.1% a year over 4 years. Soundness: equity 73.5% of assets, return on equity -35.1%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $4.3M and $14.0M next year (method v4.1: its own 0-year record of growth weighed at 0% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $4.0M to $15.2M. A statistical range, not company guidance. Against peers (54 filers, $50M+ revenue, fire, marine & casualty insurance): growth 372.0% against 7.4%.
Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.
Speed and cash · fiscal 2025
| Cash flow (op · inv · fin · free) | −$1M · $0M · $2M · −$1M |
| Investment book (cash · short · long) | $0M · — · — |
| Revenue swing · equity of assets | — · 73.5% |
The figures, as filed
| Fiscal year end | 2025-12-31 |
| Revenue | $3M |
| Revenue, on the year | 372.0% |
| Revenue, a year over the record | −29.1% |
| Operating margin | — |
| Operating margin, prior year | — |
| Net margin | −80.7% |
| Research and development | not filed separately |
| Total debt | — |
| Equity of assets | 73.5% |
| Return on equity | −35.1% |
| Payout of profit | — |
| Dividend per share | $0 |
| Earnings per share | $-0.28 |
| Book value per share | $0.80 |
| Revenue per share | $0.35 |
| Shares outstanding | 7,389,822 |
| Audited years read | 5 |
Peers: the median of 54 filers with $50M+ revenue in fire, marine & casualty insurance.
Health HarborOxbridge Re Holdings sails as: Weathered boat
Health watch · 12 monthsquiet · none of the watched events filed
Sailing speed follows growth: 44.7% a year crosses the harbor in 30 seconds.
🌊 Visit the Bay →- operating cash flow was negative
- revenue is hard to predict: its 80% range is ±53%
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
- 8-K · 2026-08-13 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits
- 10-Q · 2026-08-13
- 8-K · 2026-06-22 · 1.01 Entry into a Material Definitive Agreement; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-16 · 5.07 Submission of Matters to a Vote of Security Holders
- 8-K · 2026-05-11 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits
- 10-Q · 2026-05-11
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company