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Panamera Holdings $PHCI Read from its own SEC filings · nothing written, nothing inferred

🫧 Edgar looked up PANAMERA HOLDINGS CORPORATION ($PHCI). Last filing: 8-K (4.02 Non-Reliance on Previously Issued Financial Statements), 2026-10-26. 3 event filings (8-K) in the past twelve months. Non-reliance (8-K Item 4.02) filed 2026-10-26.

🔖 Exposure: revenue $241K (FY2025). Experience: revenue up 1129.1% on the year, up 79.6% a year over 3 years; operating margin -226.0%, up from -77613.1%. Soundness: equity 77.7% of assets, return on equity -85.9%. Credibility: four or more audited years, moderate weight, marked down from reasonable: on 2026-10-26 the company said earlier statements should no longer be relied on (8-K Item 4.02), and no 10-K has been filed since. Range: 80% of past cases like this landed between $929K and $3.0M next year (method v4.1: its own 0-year record of growth weighed at 0% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $857K to $3.3M. A statistical range, not company guidance. Against peers (17 filers, $50M+ revenue, services-management consulting services): operating margin -226.0% against a 6.5% median; growth 1129.1% against 4.2%.

Next year, 80%$1M–$3M
Growth, on the year1129.1%
Operating margin−226.0%
Equity of assets77.7%
Credibility0%
PANAMERA HOLDINGS CORPORATION against its own record and its peers
Operating marginPeer median 6.5%-226.0%Revenue, on the yearPeer median 4.2%1129.1%Equity of assetsPeer median 43.6%77.7%Return on equityPeer median 9.4%-85.9%Gold tick: the median of 16–17 peers with $50M+ revenue in services-management consulting services

Cash

Cash flow (op · inv · fin · free)−$1M · −$1M · $1M · −$1M
Investment book (cash · short · long)$0M · — · — · current ratio 0.61

The figures, as filed

Fiscal year end2025-07-31
Revenue$0M
Revenue, on the year1129.1%
Revenue, a year over the record79.6%
Operating margin−226.0%
Operating margin, prior year−77613.1%
Net margin−222.2%
Research and developmentnot filed separately
Total debt—
Equity of assets77.7%
Return on equity−85.9%
Payout of profit—
Dividend per share—
Earnings per share$-0.01
Book value per share$0.01
Revenue per share$0.01
Shares outstanding45,886,392
Audited years read4

Peers: the median of 17 filers with $50M+ revenue in services-management consulting services.

Classic signals · fiscal 2025Altman Z″ -95.94 distress zone 1968Piotroski F 5 of 9 middling 2000Beneish M not enough filed detail (needs receivables, cost of revenue, PP&E, depreciation, SG&A for two years)Sloan accruals -4.6% earnings backed by cash 1996DuPont ROE -242.5% = margin -222.2% × turns 0.53 × leverage 2.06

What a terminal subscription used to buy, a filing and arithmetic now give anyone. Published method, from the same filings. Display only: nothing here moves the range or its receipt. Why? →

Health HarborPanamera Holdings sails as: Old boat

Health watch · 12 monthsLate annual report noticeEarlier statements no longer to be relied onLate quarterly report notice ×3Director or officer change ×2

No growth figure to set the speed.

🌊 Visit the Bay →
  • filed late annual report notice, earlier statements no longer to be relied on, late quarterly report notice in the last 12 months
  • operating cash flow was negative (-$515K in FY2025)
  • revenue is hard to predict: its 80% range is ±53%

Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.

Recent filings

Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company

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Data & Disclosure Notice: Edgar and Edgarette are automated software. Every figure on this page is calculated by software from public filings made by companies and funds with the U.S. Securities and Exchange Commission (EDGAR) and is published without individual human review. The accuracy and completeness of those filings are the responsibility of the filers; reports can contain errors and can be amended. Figures are shown as filed and as of each filing's date, and this page may be corrected or updated without notice. Ranges, expected returns, rankings, boats and other measures are statistical descriptions of past filings, not ratings, price forecasts, company guidance or recommendations; past results do not guarantee future results. This is general information published for all readers, not advice tailored to any person's portfolio, needs or circumstances, and nothing here is financial, investment, actuarial, legal, tax or other professional advice. Actuaries and other professionals who use these figures remain responsible for reviewing them for reasonableness and consistency against the original filings and for disclosing their reliance on them. No company, fund or reinsurer pays to be included or ranked. Provided as is, without warranty of any kind. Not affiliated with or endorsed by the SEC or by any company, fund or reinsurer named. All trademarks remain the property of their owners.