Broadway Financial $BYFC Read from its own SEC filings · nothing written, nothing inferred
🫧 Edgar looked up BROADWAY FINANCIAL CORPORATION ($BYFC). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-10-02. 12 event filings (8-K) in the past twelve months. Auditor change (8-K Item 4.01) filed 2024-12-23. Non-reliance (8-K Item 4.02) filed 2025-10-17.
🔖 Exposure: revenue $184K (FY2025). Experience: revenue up 18.7% on the year, down 7.3% a year over 4 years. Soundness: equity 19.5% of assets, return on equity -9.4%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $111K and $379K next year (method v4.1: its own 6-year record of growth weighed at 63% against under $50M filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $102K to $414K. A statistical range, not company guidance. Against peers (59 filers, $50M+ revenue, its industry group): growth 18.7% against 7.5%.
Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.
Cash
| Cash flow (op · inv · fin · free) | $0M · −$79M · $28M · −$0M |
| Investment book (cash · short · long) | $11M · $12M · $245M · unrealized −$9M |
The figures, as filed
| Fiscal year end | 2025-12-31 |
| Revenue | $0M |
| Revenue, on the year | 18.7% |
| Revenue, a year over the record | −7.3% |
| Operating margin | — |
| Operating margin, prior year | — |
| Net margin | −13482.6% |
| Research and development | not filed separately |
| Total debt | — |
| Equity of assets | 19.5% |
| Return on equity | −9.4% |
| Payout of profit | — |
| Dividend per share | $0.01 |
| Earnings per share | $-3.23 |
| Book value per share | $30.57 |
| Revenue per share | $0.02 |
| Shares outstanding | 8,595,254 |
| Audited years read | 5 |
Peers: the median of 59 filers with $50M+ revenue in savings institution, federally chartered.
Health HarborBroadway Financial sails as: Weathered boat
Health watch · 12 monthsExchange listing notice or transfer ×2Earlier statements no longer to be relied onLate quarterly report noticeMaterial impairmentDirector or officer change
No growth figure to set the speed.
🌊 Visit the Bay →- filed earlier statements no longer to be relied on, late quarterly report notice, material impairment in the last 12 months
- revenue is hard to predict: its 80% range is ±55%
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
- 8-K · 2026-10-02 · 5.02 Departure or Election of Directors; Appointment of Officers
- 10-Q · 2026-08-13
- 8-K · 2026-07-28 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-23 · 5.07 Submission of Matters to a Vote of Security Holders; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-18 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-03 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company