↑  Read the latest from the desks  ·  fresh intelligence, published daily✦Quiet reading✦No ads, ever

✦Corporate brand & media services✦Made in Virginia Beach since 1997✦

Greene County Bancorp: Sound ship (one warning sign)Sound ship

Greene County Bancorp $GCBC

Grew revenue 11.1% in FY2019 to $4 million, equity 8.9% of assets, and dividend per share up 4 years running.

Last filing8-K · Item 2.02 Results of Operations and Financial Condition, 22 Oct 2026

Health watchNo warning filings in 12 months
Follow its filings →
Next year, 80%$3M–$6M
Growth, on the year11.1%
Operating margin—
Equity of assets8.9%
Edgarette’s full reading · exposure, experience, soundness, credibility, range

🫧 Edgar looked up GREENE COUNTY BANCORP, INC. ($GCBC). Last filing: 8-K (2.02 Results of Operations and Financial Condition), 2026-10-22. 14 event filings (8-K) in the past twelve months.

🔖 Exposure: revenue $4.1M (FY2019). Experience: revenue up 11.1% on the year. Soundness: equity 8.9% of assets, return on equity 15.6%, payout 11.7% of profit, dividend per share up 4 years running. Credibility: 2 audited years, moderate weight. Range: 80% of past cases like this landed between $3.4M and $6.0M next year (method v3, set from 749 SEC company-years; on a year the method never saw, 83% landed inside). A statistical range, not company guidance. Against peers (59 filers, $50M+ revenue, its industry group): growth 11.1% against 7.5%.

Read from its own SEC filings · nothing written, nothing inferred

GREENE COUNTY BANCORP, INC. against its own record and its peers
Revenue, on the yearPeer median 7.5%11.1%Equity of assetsPeer median 10.6%8.9%Return on equityPeer median 9.8%15.6%Payout of profitPeer median 38.0%11.7%Gold tick: the median of 49–58 peers with $50M+ revenue in savings institutions, not federally chartered
Handed back now, or kept to compound · of each dollar of profit
11.7% paid out88.3% keptHanded back per share$0.4up 4 years runningGrowth its own profit can fund13.7%managed 11.1% last year

Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.

Cash

Cash flow (op · inv · fin · free)$22M · −$115M · $97M · $21M
Investment book (cash · short · long)$30M · $101M · $22M · unrealized $1M

The figures, as filed

Fiscal year end2019-06-30
Revenue$4M
Revenue, on the year11.1%
Revenue, a year over the record—
Operating margin—
Operating margin, prior year—
Net margin424.7%
Research and developmentnot filed separately
Total debt—
Equity of assets8.9%
Return on equity15.6%
Payout of profit11.7%
Dividend per share$0.4 · up 4 years running
Earnings per share$2.05
Book value per share$13.16
Revenue per share$0.48
Shares outstanding8,537,814
Audited years read2

Peers: the median of 59 filers with $50M+ revenue in savings institutions, not federally chartered.

Classic signals · fiscal 2019Altman Z″ not covered: built for industrial balance sheets, not banks or insurersPiotroski F 7 of 9 solid 2000Beneish M not covered: built for industrial filersSloan accruals -0.3% earnings backed by cash 1996DuPont ROE 16.8% = margin 424.7% × turns 0 × leverage 11.61

What a terminal subscription used to buy, a filing and arithmetic now give anyone. Published method, from the same filings. Display only: nothing here moves the range or its receipt. Why? →

Health HarborGreene County Bancorp sails as: Sound ship

Health watch · 12 monthsquiet · none of the watched events filed

No growth figure to set the speed.

🌊 Visit the Bay →
  • revenue is hard to predict: its 80% range is ±28%

Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an operating loss; negative free cash flow outside regulated utilities; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.

Recent filings

Its latest audited year is FY2026, which reports no revenue; the revenue figures and the range here are from FY2019, its last year with revenue on record. Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company

1 · Follow

Follow their filings

Or tap watch on any row above. You get the company’s live filing feed and Edgar’s card. Nothing to sign up for.

On Bluesky: follow Edgar & Edgarette.

2 · Price it

A new leader’s rebrand and launch

Priced live by the same engine as our estimator, from the catalogue at wholesale.

Price the printing · Open the full estimator

✦ Build the kit yourself
3 · Confirm

Check it with Jenny

Most buyers check what they found, or what their AI found, with one person before they commit. That person is the principal.

Jenny Huang Goodman MPA MSc MHSA, Principal

Book a time (757) 390-0424
Independence. Every range, flag and score on these boards is identical for everyone. Clients of POPS4 or Hako Shikin receive no different numbers, no earlier access and no say in what is published. The service lines shown beside each board describe work we do; they never change the data. For reviewers: Method · Terms of use · Status
Free · unsponsored · source-linked

Clean data. No ads. Not now, not later.

Nine boards reading every SEC filing the business day after it lands, from the settled SEC daily index, ten editorial desks publishing daily, an open endpoint other AIs can query, and a 70,000-product house behind all of it. This is the public record end of it.

Every row is a filing.Straight from the company's own SEC document, linked. Nothing written, nothing inferred.
Nobody is watching you read.No ad trackers, no cookies from us. Our page counts are cookieless.
One email, one job.Watch a company and we hold that address for the alert alone. One tap ends it. Never shared, never passed on.
The house pays for this.Corporate event programs, corporate supplies and branded merchandise, since 1997. That is what funds the desks, under the house's own vendor standards.
Free to reuse with credit · CC BY 4.0 · how the boards are built
Data & Disclosure Notice: Edgar and Edgarette are automated software. Every figure on this page is calculated by software from public filings made by companies and funds with the U.S. Securities and Exchange Commission (EDGAR) and is published without individual human review. The accuracy and completeness of those filings are the responsibility of the filers; reports can contain errors and can be amended. Figures are shown as filed and as of each filing's date, and this page may be corrected or updated without notice. Ranges, expected returns, rankings, boats and other measures are statistical descriptions of past filings, not ratings, price forecasts, company guidance or recommendations; past results do not guarantee future results. This is general information published for all readers, not advice tailored to any person's portfolio, needs or circumstances, and nothing here is financial, investment, actuarial, legal, tax or other professional advice. Actuaries and other professionals who use these figures remain responsible for reviewing them for reasonableness and consistency against the original filings and for disclosing their reliance on them. No company, fund or reinsurer pays to be included or ranked. Provided as is, without warranty of any kind. Not affiliated with or endorsed by the SEC or by any company, fund or reinsurer named. All trademarks remain the property of their owners.