🫧 Edgar looked up PCB BANCORP ($PCB). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-09-24. 6 event filings (8-K) in the past twelve months. Non-reliance (8-K Item 4.02) filed 2025-07-24.
🔖 Exposure: revenue $2.9M (FY2025). Experience: revenue up 4.5% on the year, up 5.2% a year over 4 years. Soundness: equity 11.9% of assets, return on equity 9.6%, payout 30.6% of profit, dividend per share up 7 years running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $2.0M and $4.3M next year (method v4.1: its own 6-year record of growth weighed at 63% against under $50M filers; on a year the method never saw, 83.4% landed inside). In a shock year the stress range is $1.9M to $4.5M. A range, not a forecast. Against peers (31 filers, $50M+ revenue, state commercial banks): growth 4.5% against 7.5%.
Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.
| Fiscal year end | 2025-12-31 |
| Revenue | $3M |
| Revenue, on the year | 4.5% |
| Revenue, a year over the record | 5.2% |
| Operating margin | — |
| Operating margin, prior year | — |
| Net margin | 1291.9% |
| Research and development | not filed separately |
| Free cash flow | $24M |
| Cash | $207M |
| Total debt | — |
| Equity of assets | 11.9% |
| Return on equity | 9.6% |
| Payout of profit | 30.6% |
| Dividend per share | $0.8 · up 7 years running |
| Earnings per share | $2.59 |
| Book value per share | $27.31 |
| Revenue per share | $0.20 |
| Shares outstanding | 14,279,130 |
| Audited years read | 5 |
Peers: the median of 31 filers with $50M+ revenue in state commercial banks.
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company
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