🫧 Edgar looked up TransUnion ($TRU). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-09-23. 8 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $4.6B (FY2025), total debt $5.1B. Experience: revenue up 9.4% on the year, up 11.5% a year over 4 years; operating margin 18.7%, up from 15.9%. Soundness: equity 39.9% of assets, return on equity 10.6%, payout 19.3% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $4.3B and $5.5B next year (method v4.1: its own 4-year record of growth weighed at 50% against $1B–10B filers; on a year the method never saw, 83.4% landed inside). In a shock year the stress range is $3.9B to $6.0B. A range, not a forecast. Against peers (373 filers, $50M+ revenue, its industry group): operating margin 18.7% against a 4.8% median; growth 9.4% against 9.3%.
Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.
| Fiscal year end | 2025-12-31 |
| Revenue | $4.6B |
| Revenue, on the year | 9.4% |
| Revenue, a year over the record | 11.5% |
| Operating margin | 18.7% |
| Operating margin, prior year | 15.9% |
| Net margin | 10.3% |
| Research and development | not filed separately |
| Free cash flow | $662M |
| Cash | $854M |
| Total debt | $5.1B |
| Equity of assets | 39.9% |
| Return on equity | 10.6% |
| Payout of profit | 19.3% |
| Dividend per share | $0.46 · up 1 year running |
| Earnings per share | $2.34 |
| Book value per share | $22.58 |
| Revenue per share | $23.28 |
| Shares outstanding | 196,600,000 |
| Audited years read | 5 |
Peers: the median of 373 filers with $50M+ revenue in services-consumer credit reporting, collection agencies.
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets, no buy or sell views. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company
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