🫧 Edgar looked up HUMANA INC ($HUM). Last filing: 8-K (7.01 Regulation FD Disclosure), 2026-09-01. 15 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $129.7B (FY2025), total debt $12.4B. Experience: revenue up 10.1% on the year, up 11.8% a year over 4 years; operating margin 2.1%, down from 2.2%. Soundness: equity 36.1% of assets, return on equity 6.8%, payout 35.7% of profit. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $130.3B and $148.7B next year (method v4.1: its own 4-year record of growth weighed at 50% against $10B+ filers; on a year the method never saw, 83.4% landed inside). In a shock year the stress range is $122.9B to $156.8B. A statistical range, not company guidance. Against peers (10 filers, $50M+ revenue, hospital & medical service plans): operating margin 2.1% against a 1.3% median; growth 10.1% against 12.2%.
Gold is paid out to shareholders; navy is kept in the business. Retained profit times return on equity is the pace a company can fund from itself. Facts from the filings, not a recommendation.
| Fiscal year end | 2025-12-31 |
| Revenue | $129.7B |
| Revenue, on the year | 10.1% |
| Revenue, a year over the record | 11.8% |
| Operating margin | 2.1% |
| Operating margin, prior year | 2.2% |
| Net margin | 0.9% |
| Research and development | not filed separately |
| Total debt | $12.4B |
| Equity of assets | 36.1% |
| Return on equity | 6.8% |
| Payout of profit | 35.7% |
| Dividend per share | $3.54 |
| Earnings per share | $9.87 |
| Book value per share | $146.14 |
| Revenue per share | $1073.15 |
| Shares outstanding | 120,826,000 |
| Audited years read | 5 |
Peers: the median of 10 filers with $50M+ revenue in hospital & medical service plans.
Events the company itself filed with the SEC, most serious first. Shown beside the figures; they do not change the range or its receipt.
Sailing speed follows growth: 11.8% a year crosses the harbor in 45 seconds.
No warning signs on the measures below.
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
Both views must agree for a label · market view (price) not sourced; add a price at /boards/ask.json?q=TICKER&price=… · a description, not advice.
| Cash conversion (operating cash ÷ revenue) | 0.7% |
| Growth speed (3 years, per year) | 11.8% |
| Revenue swing (std-dev of yearly growth) | 1.8% |
| Cash flow (operating · investing · financing · free) | $921M · $2.3B · −$1.2B · $375M |
| Investment book (cash · short-term · long-term) | $4.2B · $999M · $15.2B |
| Common dividend | paid |
| Equity of assets | 36.1% |
Humana is growing faster than its size class, with steadier revenue. SEC XBRL frames, the company’s own audited figures; quadrant split at the median of its size class.
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company
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