Wsfs Financial $WSFS Read from its own SEC filings · nothing written, nothing inferred
🫧 Edgar looked up WSFS FINANCIAL CORP ($WSFS). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-10-06. 12 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $963.9M (FY2022). Experience: revenue up 50.2% on the year, up 20.6% a year over 4 years. Soundness: equity 11.1% of assets, return on equity 10.1%, payout 16.1% of profit, dividend per share up 1 year running. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $1.0B and $1.5B next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $904.7M to $1.7B. A statistical range, not company guidance. Against peers (20 filers, $50M+ revenue, national commercial banks): growth 50.2% against 7.2%.
Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.
Cash
| Cash flow (op · inv · fin · free) | $481M · −$137M · −$1.0B · $472M |
| Investment book (cash · short · long) | $837M · $0M · $4.1B · unrealized −$741M |
The figures, as filed
| Fiscal year end | 2022-12-31 |
| Revenue | $964M |
| Revenue, on the year | 50.2% |
| Revenue, a year over the record | 20.6% |
| Operating margin | — |
| Operating margin, prior year | — |
| Net margin | 23.1% |
| Research and development | not filed separately |
| Total debt | — |
| Equity of assets | 11.1% |
| Return on equity | 10.1% |
| Payout of profit | 16.1% |
| Dividend per share | $0.66 · up 1 year running |
| Earnings per share | $3.5 |
| Book value per share | $34.64 |
| Revenue per share | $15.14 |
| Shares outstanding | 63,659,000 |
| Audited years read | 5 |
Peers: the median of 20 filers with $50M+ revenue in national commercial banks.
Health HarborWsfs Financial sails as: New ship
Health watch · 12 monthsDirector or officer change ×2
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
- 8-K · 2026-10-06 · 5.02 Departure or Election of Directors; Appointment of Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 10-Q · 2026-08-05
- 8-K · 2026-07-23 · 2.02 Results of Operations and Financial Condition; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-11 · 7.01 Regulation FD Disclosure
- 8-K · 2026-05-19 · 5.07 Submission of Matters to a Vote of Security Holders
- 10-Q · 2026-05-04
Its latest audited year is FY2025, which reports no revenue; the revenue figures and the range here are from FY2022, its last year with revenue on record. Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company