CarGurus $CARG Read from its own SEC filings · nothing written, nothing inferred
🫧 Edgar looked up CarGurus, Inc. ($CARG). Last filing: 8-K (5.02 Departure or Election of Directors; Appointment of Officers), 2026-09-03. 6 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $907.0M (FY2025), total debt $0K. Experience: revenue up 13.7% on the year, down 1.2% a year over 4 years; operating margin 27.0%, up from 19.7%. Soundness: equity 56.5% of assets, return on equity 41.7%. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $433.4M and $1.8B next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $303.1M to $2.6B. A statistical range, not company guidance. Against peers (35 filers, $50M+ revenue, services-computer processing & data preparation): operating margin 27.0% against a 7.7% median; growth 13.7% against 10.2%.
Speed and cash · fiscal 2025
Both views must agree for a label · a description, not advice.
| Cash flow (op · inv · fin · free) | $295M · −$29M · −$384M · $289M |
| Investment book (cash · short · long) | $191M · — · — · current ratio 2.81 |
| Revenue swing · equity of assets | 60.1% · 56.5% |
CarGurus is growing slower than its size class, with revenue that swings more. Its own audited SEC figures.
The figures, as filed
| Fiscal year end | 2025-12-31 |
| Revenue | $907M |
| Revenue, on the year | 13.7% |
| Revenue, a year over the record | −1.2% |
| Operating margin | 27.0% |
| Operating margin, prior year | 19.7% |
| Net margin | 17.2% |
| Research and development | $138M · 15.2% of revenue |
| Total debt | $0M |
| Equity of assets | 56.5% |
| Return on equity | 41.7% |
| Payout of profit | — |
| Dividend per share | — |
| Earnings per share | $1.58 |
| Book value per share | $3.73 |
| Revenue per share | $9.03 |
| Shares outstanding | 100,410,297 |
| Audited years read | 5 |
Peers: the median of 35 filers with $50M+ revenue in services-computer processing & data preparation.
Health HarborCarGurus sails as: Weathered boat
Health watch · 12 monthsDirector or officer change
Sailing speed follows growth: -18.2% a year crosses the harbor in 120 seconds.
🌊 Visit the Bay →- slow and jumpy: growing slower than its size class, with revenue that swings more
- revenue is hard to predict: its 80% range is ±61%
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
- 8-K · 2026-09-03 · 5.02 Departure or Election of Directors; Appointment of Officers; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 10-Q · 2026-08-06
- 8-K · 2026-08-06 · 1.01 Entry into a Material Definitive Agreement; 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits
- 8-K · 2026-06-04 · 5.07 Submission of Matters to a Vote of Security Holders
- 10-Q · 2026-05-07
- 8-K · 2026-05-07 · 2.02 Results of Operations and Financial Condition; 9.01 Financial Statements and Exhibits
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company