New shipWillis Lease Finance $WLFC
Grew revenue 28.3% in FY2025 to $730 million, operating margin 14.3% against a 8.0% median for machinery, equipment & supplies, equity 16.8% of assets, and its dividend per share fell in the latest year on record.
Last filing8-K · Item 8.01 Other Events, 30 Oct 2026
Edgarette’s full reading · exposure, experience, soundness, credibility, range
🫧 Edgar looked up WILLIS LEASE FINANCE CORP ($WLFC). Last filing: 8-K (8.01 Other Events), 2026-10-30. 35 event filings (8-K) in the past twelve months.
🔖 Exposure: revenue $730.2M (FY2025), total debt $2.7B. Experience: revenue up 28.3% on the year, up 27.7% a year over 4 years; operating margin 14.3%, down from 25.4%. Soundness: equity 16.8% of assets, return on equity 17.2%, payout 7.7% of profit, the dividend per share fell in the latest year on record. Credibility: four or more audited years, reasonable weight. Range: 80% of past cases like this landed between $803.1M and $1.1B next year (method v4.1: its own 4-year record of growth weighed at 50% against $100M–1B filers; across 2019–2025, 69.0% landed inside, 83.4% on the one year the method never saw). In a shock year the stress range is $743.9M to $1.2B. A statistical range, not company guidance. Against peers (9 filers, $50M+ revenue, its industry group): operating margin 14.3% against a 8.0% median; growth 28.3% against 4.8%.
Read from its own SEC filings · nothing written, nothing inferred
Gold paid out, navy kept. Kept share × return on equity = the growth it can fund itself. Facts from the filings, not a recommendation.
Speed and cash · fiscal 2025
Both views must agree for a label · a description, not advice.
| Cash flow (op · inv · fin · free) | $283M · −$256M · $388M · $252M |
| Investment book (cash · short · long) | $16M · — · — |
| Revenue swing · equity of assets | 8.1% · 16.8% |
Willis Lease Finance is growing faster than its size class, with steadier revenue. Its own audited SEC figures.
The figures, as filed
| Fiscal year end | 2025-12-31 |
| Revenue | $730M |
| Revenue, on the year | 28.3% |
| Revenue, a year over the record | 27.7% |
| Operating margin | 14.3% |
| Operating margin, prior year | 25.4% |
| Net margin | 15.6% |
| Research and development | not filed separately |
| Total debt | $2.7B |
| Equity of assets | 16.8% |
| Return on equity | 17.2% |
| Payout of profit | 7.7% |
| Dividend per share | $1.15 · cut in the latest year |
| Earnings per share | $16 |
| Book value per share | $94.32 |
| Revenue per share | $104.02 |
| Shares outstanding | 7,020,000 |
| Audited years read | 5 |
Peers: the median of 9 filers with $50M+ revenue in wholesale-machinery, equipment & supplies.
Classic signals · fiscal 2025Altman Z″ not enough filed detail (needs current assets and liabilities, retained earnings, operating income)Piotroski F 5 of 9 middling 2000Beneish M not enough filed detail (needs receivables, cost of revenue, PP&E, depreciation, SG&A for two years)Sloan accruals -4.7% earnings backed by cash 1996DuPont ROE 18.8% = margin 15.6% × turns 0.2 × leverage 5.97
What a terminal subscription used to buy, a filing and arithmetic now give anyone. Published method, from the same filings. Display only: nothing here moves the range or its receipt. Why? →
Health HarborWillis Lease Finance sails as: New ship
Health watch · 12 monthsDirector or officer change ×2
Sailing speed follows growth: 32.8% a year crosses the harbor in 30 seconds.
🌊 Visit the Bay →No warning signs on the measures below.
Boat condition = number of warning signs: a serious warning filing in 12 months; liabilities over assets; slow and jumpy; negative operating cash; an operating loss; negative free cash flow outside regulated utilities; an 80% revenue range of ±25% or wider. A picture of the signs, not a rating and not investment advice.
Brand success factors · calendar 2025
The Trillion Score: 535
Exponential Success Score
Built on over $200 trillion of sworn revenue, 13 years of data, 770,002 figures. Sealed by Edgarette.
How The Trillion Score works. We read eight measures of success from Willis Lease Finance's own SEC filings and test each one against the public companies in its field, here wholesale machinery, equipment & supplies. The longer and fuller the record, the more weight those results carry. A model built on past filings then turns them into the odds of thriving, which means outgrowing the field for three years without a severe decline. A score of 500 is about average, and every 100 points doubles the odds. Every company is ranked on this same scale.
What it says here. At 535, Willis Lease Finance's odds of thriving come to 42%, against about 37% for the typical filer. It meets 2 of 5 success points.
What the score means
The higher the score, the more often companies went on to thrive. At this level, about 38 of every 100 did.
Share of companies that beat their field for three years with no severe decline, tested on 2019 to 2022 filings.
Fall Risk: Medium
Separate from the score, this asks what could go wrong: the odds of sales falling 30% or the filings stopping within three years. In the tests, about 22 of every 100 companies in the Medium band did. That is the group's history, not a forecast for this company.
| Money | It keeps about 35 cents of free cash from each sales dollar after paying for its plants and equipment. Debt after cash comes to about 368 cents for each dollar of yearly sales. | moderate |
| Swings | In its worst fifth of years, sales fell about 5% a year. | -5.1% a year |
| Filed events | In the last two years it told the SEC about 9 filings on leadership or auditor changes. | 9 |
The eight success points
| Point | What it means | Place in field | |
|---|---|---|---|
| Speed | Sales grew faster than most of its field. | 100 of 100 | Met |
| Steadiness | Growth swung a lot for what it delivered. | 57 of 100 | Not yet |
| Price premium | It keeps less of each sales dollar than the leaders in its field. | 50 of 100 | Not yet |
| Margin stays above the field | Its margin has not held above the field for long. | 50 of 100 | Not yet |
| Moat half-life | Not filed. | ||
| Brand spend yield | Not filed. | ||
| Learning curve | Not filed. | ||
| Climb in the field | It has been moving up the size ranks in its field. | 71 of 100 | Met |
The actuarial view
| Credibility | With 8 years of filings, the record earns 44% of the weight. The rest stays at the middle of the field. | 0.44 |
| Severe decline, class C | About 30 of every 100 companies with this many points fell 30% or stopped reporting within three years. | 30.1% |
| Actual vs expected | Sales are 100% higher than if it had simply kept pace with its field. | 2.00 |
Top of its field: #1 Global Industrial · #2 Willis Lease Finance · #3 Distribution Solutions · #4 MSC Industrial · #5 DXP Enterprises
Ranked by The Trillion Score. See the method and score your own brand. Tested on 2019 to 2022 filings. Odds, class and Fall Risk figures are the experience of similar filers, not a forecast for this company. A statistical description of past filings, not a rating or advice.
- 8-K · 2026-10-30 · 8.01 Other Events; 9.01 Financial Statements and Exhibits
- 8-K · 2026-10-26 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-09-30 · 5.03 Amendments to Articles or Bylaws; Change in Fiscal Year; 9.01 Financial Statements and Exhibits
- 8-K · 2026-09-22 · 3.02 Unregistered Sales of Equity Securities; 9.01 Financial Statements and Exhibits
- 8-K · 2026-09-08 · 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
- 8-K · 2026-08-25 · 2.01 Completion of Acquisition or Disposition of Assets; 7.01 Regulation FD Disclosure; 9.01 Financial Statements and Exhibits
Figures are as filed in audited 10-K reports and can move with restatements, acquisitions, disposals or a change in fiscal year. A range set from how past company-years turned out is not a promise about the next one, and says nothing about the share price. Reporting, not investment advice. No price targets and no trading recommendations. Figures from the SEC’s own data · every filing · this page as JSON · ask about another company